{"id":42191,"date":"2021-04-11T19:05:06","date_gmt":"2021-04-11T16:05:06","guid":{"rendered":"https:\/\/fintech.biem.sumdu.edu.ua\/?page_id=42191"},"modified":"2026-03-26T21:40:10","modified_gmt":"2026-03-26T19:40:10","slug":"olena-pakhnenko","status":"publish","type":"page","link":"https:\/\/fintech.biem.sumdu.edu.ua\/en\/olena-pakhnenko","title":{"rendered":"Olena Pakhnenko"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"42191\" class=\"elementor elementor-42191 elementor-39869\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-54cdf35 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"54cdf35\" data-element_type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[{&quot;jet_parallax_layout_image&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;_id&quot;:&quot;885393b&quot;,&quot;jet_parallax_layout_image_tablet&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_image_mobile&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_speed&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:50,&quot;sizes&quot;:[]},&quot;jet_parallax_layout_type&quot;:&quot;scroll&quot;,&quot;jet_parallax_layout_direction&quot;:&quot;1&quot;,&quot;jet_parallax_layout_fx_direction&quot;:null,&quot;jet_parallax_layout_z_index&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x&quot;:50,&quot;jet_parallax_layout_bg_x_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y&quot;:50,&quot;jet_parallax_layout_bg_y_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size&quot;:&quot;auto&quot;,&quot;jet_parallax_layout_bg_size_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_animation_prop&quot;:&quot;transform&quot;,&quot;jet_parallax_layout_on&quot;:[&quot;desktop&quot;,&quot;tablet&quot;]}]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-f80da44\" data-id=\"f80da44\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c0dfc62 elementor-widget elementor-widget-image\" data-id=\"c0dfc62\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"333\" height=\"500\" src=\"https:\/\/fintech.biem.sumdu.edu.ua\/wp-content\/uploads\/2020\/12\/pakhnenko-333x500.jpg\" class=\"attachment-medium size-medium wp-image-42089\" alt=\"\" srcset=\"https:\/\/fintech.biem.sumdu.edu.ua\/wp-content\/uploads\/2020\/12\/pakhnenko-333x500.jpg 333w, https:\/\/fintech.biem.sumdu.edu.ua\/wp-content\/uploads\/2020\/12\/pakhnenko-683x1024.jpg 683w, https:\/\/fintech.biem.sumdu.edu.ua\/wp-content\/uploads\/2020\/12\/pakhnenko-768x1152.jpg 768w, https:\/\/fintech.biem.sumdu.edu.ua\/wp-content\/uploads\/2020\/12\/pakhnenko.jpg 800w\" sizes=\"(max-width: 333px) 100vw, 333px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-66 elementor-top-column elementor-element elementor-element-2b59c8b\" data-id=\"2b59c8b\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a887c23 elementor-widget elementor-widget-text-editor\" data-id=\"a887c23\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h3><span style=\"color: #003366;\"><strong>Olena Pakhnenko<\/strong><\/span><\/h3><h6><span style=\"color: #003366;\"><strong>PhD in Economics, Associate Professor<\/strong><\/span><\/h6><p><strong>Contact information:<\/strong><br \/><strong>Cabinet: \u041a2-313<\/strong><br \/><br \/><strong>E-mail:\u00a0<span id=\"cloak19967c7d5259573e58a2e89f54d02701\"><a href=\"mailto:o.pakhnenko@biem.sumdu.edu.ua\">o.pakhnenko@biem.sumdu.edu.ua<\/a><\/span><\/strong><br \/><strong>Facebook:\u00a0<a href=\"https:\/\/www.facebook.com\/lena.pakhnenko\" class=\"external external_icon\" rel=\"nofollow noopener\" target=\"_blank\">https:\/\/www.facebook.com\/lena.pakhnenko<\/a><\/strong><\/p><p><strong>Scientific profiles:<\/strong><br \/><strong>ScopusAuthorID: 56669966100<\/strong><br \/><strong>ORCID: 0000-0002-4703-4078<\/strong><br \/><strong>ResearcherID: P-3394-2014<\/strong><br \/><strong><a href=\"https:\/\/scholar.google.com.ua\/citations?user=vQwhw3IAAAAJ&amp;hl=uk\" target=\"_blank\" rel=\"noopener nofollow\" class=\"external external_icon\">Google Scholar<\/a><\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-490f4b3 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"490f4b3\" data-element_type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[{&quot;jet_parallax_layout_image&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;_id&quot;:&quot;d05d212&quot;,&quot;jet_parallax_layout_image_tablet&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_image_mobile&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_speed&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:50,&quot;sizes&quot;:[]},&quot;jet_parallax_layout_type&quot;:&quot;scroll&quot;,&quot;jet_parallax_layout_direction&quot;:&quot;1&quot;,&quot;jet_parallax_layout_fx_direction&quot;:null,&quot;jet_parallax_layout_z_index&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x&quot;:50,&quot;jet_parallax_layout_bg_x_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y&quot;:50,&quot;jet_parallax_layout_bg_y_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size&quot;:&quot;auto&quot;,&quot;jet_parallax_layout_bg_size_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_animation_prop&quot;:&quot;transform&quot;,&quot;jet_parallax_layout_on&quot;:[&quot;desktop&quot;,&quot;tablet&quot;]}]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-16 elementor-top-column elementor-element elementor-element-9a80920\" data-id=\"9a80920\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-19d6d5b elementor-widget elementor-widget-image\" data-id=\"19d6d5b\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.scopus.com\/authid\/detail.uri?authorId=56669966100\" target=\"_blank\" rel=\"noopener nofollow\" class=\"external\">\n\t\t\t\t\t\t\t<img decoding=\"async\" width=\"800\" height=\"400\" src=\"https:\/\/fintech.biem.sumdu.edu.ua\/wp-content\/uploads\/2021\/01\/iafor-journal-of-education-in-scopus-1-1100x550-1-1024x512.jpg\" class=\"attachment-large size-large wp-image-42134\" alt=\"\" srcset=\"https:\/\/fintech.biem.sumdu.edu.ua\/wp-content\/uploads\/2021\/01\/iafor-journal-of-education-in-scopus-1-1100x550-1-1024x512.jpg 1024w, https:\/\/fintech.biem.sumdu.edu.ua\/wp-content\/uploads\/2021\/01\/iafor-journal-of-education-in-scopus-1-1100x550-1-400x200.jpg 400w, https:\/\/fintech.biem.sumdu.edu.ua\/wp-content\/uploads\/2021\/01\/iafor-journal-of-education-in-scopus-1-1100x550-1-768x384.jpg 768w, https:\/\/fintech.biem.sumdu.edu.ua\/wp-content\/uploads\/2021\/01\/iafor-journal-of-education-in-scopus-1-1100x550-1.jpg 1100w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-16 elementor-top-column elementor-element elementor-element-380c4f0\" data-id=\"380c4f0\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e0ba45f elementor-widget elementor-widget-image\" data-id=\"e0ba45f\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/publons.com\/researcher\/2456082\/olena-pakhnenko\" target=\"_blank\" rel=\"noopener nofollow\" class=\"external\">\n\t\t\t\t\t\t\t<img decoding=\"async\" width=\"800\" height=\"400\" src=\"https:\/\/fintech.biem.sumdu.edu.ua\/wp-content\/uploads\/2021\/03\/web-of-science-1-1024x512-1.jpg\" class=\"attachment-large size-large wp-image-42188\" alt=\"\" srcset=\"https:\/\/fintech.biem.sumdu.edu.ua\/wp-content\/uploads\/2021\/03\/web-of-science-1-1024x512-1.jpg 1024w, https:\/\/fintech.biem.sumdu.edu.ua\/wp-content\/uploads\/2021\/03\/web-of-science-1-1024x512-1-400x200.jpg 400w, https:\/\/fintech.biem.sumdu.edu.ua\/wp-content\/uploads\/2021\/03\/web-of-science-1-1024x512-1-768x384.jpg 768w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-16 elementor-top-column elementor-element elementor-element-593609e\" data-id=\"593609e\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d045032 elementor-widget elementor-widget-image\" data-id=\"d045032\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"http:\/\/orcid.org\/0000-0002-4703-4078\" target=\"_blank\" rel=\"noopener nofollow\" class=\"external\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"272\" src=\"https:\/\/fintech.biem.sumdu.edu.ua\/wp-content\/uploads\/2021\/01\/orcid_logo-1024x348.png\" class=\"attachment-large size-large wp-image-42133\" alt=\"\" srcset=\"https:\/\/fintech.biem.sumdu.edu.ua\/wp-content\/uploads\/2021\/01\/orcid_logo-1024x348.png 1024w, https:\/\/fintech.biem.sumdu.edu.ua\/wp-content\/uploads\/2021\/01\/orcid_logo-400x136.png 400w, https:\/\/fintech.biem.sumdu.edu.ua\/wp-content\/uploads\/2021\/01\/orcid_logo-768x261.png 768w, https:\/\/fintech.biem.sumdu.edu.ua\/wp-content\/uploads\/2021\/01\/orcid_logo.png 1042w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-16 elementor-top-column elementor-element elementor-element-e5e4dd2\" data-id=\"e5e4dd2\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-0ee570c elementor-widget elementor-widget-image\" data-id=\"0ee570c\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/scholar.google.com.ua\/citations?user=vQwhw3IAAAAJ&#038;hl=uk\" target=\"_blank\" rel=\"noopener nofollow\" class=\"external\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"250\" height=\"100\" src=\"https:\/\/fintech.biem.sumdu.edu.ua\/wp-content\/uploads\/2021\/01\/google.png\" class=\"attachment-large size-large wp-image-42130\" alt=\"\" srcset=\"https:\/\/fintech.biem.sumdu.edu.ua\/wp-content\/uploads\/2021\/01\/google.png 250w, https:\/\/fintech.biem.sumdu.edu.ua\/wp-content\/uploads\/2021\/01\/elementor\/thumbs\/google-qvkq2i5mmthssa1pdpqoulwnw5it74w3227di2ww80.png 200w\" sizes=\"(max-width: 250px) 100vw, 250px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-16 elementor-top-column elementor-element elementor-element-4aebafd\" data-id=\"4aebafd\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-655dd19 elementor-widget elementor-widget-image\" data-id=\"655dd19\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.researchgate.net\/profile\/Olena-Pakhnenko\" target=\"_blank\" rel=\"noopener nofollow\" class=\"external\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"250\" height=\"100\" src=\"https:\/\/fintech.biem.sumdu.edu.ua\/wp-content\/uploads\/2021\/01\/researchergate.png\" class=\"attachment-large size-large wp-image-42128\" alt=\"\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-16 elementor-top-column elementor-element elementor-element-38e7cce\" data-id=\"38e7cce\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d74af6f elementor-widget elementor-widget-image\" data-id=\"d74af6f\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/essuir.sumdu.edu.ua\/browse?type=author&#038;value=%D0%9F%D0%B0%D1%85%D0%BD%D0%B5%D0%BD%D0%BA%D0%BE%2C+%D0%9E%D0%BB%D0%B5%D0%BD%D0%B0+%D0%9C%D0%B8%D1%85%D0%B0%D0%B9%D0%BB%D1%96%D0%B2%D0%BD%D0%B0\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"180\" height=\"90\" src=\"https:\/\/fintech.biem.sumdu.edu.ua\/wp-content\/uploads\/2021\/01\/essuir.png\" class=\"attachment-large size-large wp-image-42136\" alt=\"\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-6e86016 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"6e86016\" data-element_type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[{&quot;jet_parallax_layout_image&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;_id&quot;:&quot;3dd2783&quot;,&quot;jet_parallax_layout_image_tablet&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_image_mobile&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_speed&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:50,&quot;sizes&quot;:[]},&quot;jet_parallax_layout_type&quot;:&quot;scroll&quot;,&quot;jet_parallax_layout_direction&quot;:&quot;1&quot;,&quot;jet_parallax_layout_fx_direction&quot;:null,&quot;jet_parallax_layout_z_index&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x&quot;:50,&quot;jet_parallax_layout_bg_x_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y&quot;:50,&quot;jet_parallax_layout_bg_y_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size&quot;:&quot;auto&quot;,&quot;jet_parallax_layout_bg_size_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_animation_prop&quot;:&quot;transform&quot;,&quot;jet_parallax_layout_on&quot;:[&quot;desktop&quot;,&quot;tablet&quot;]}]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-65f8766\" data-id=\"65f8766\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-636d5a7 elementor-widget elementor-widget-text-editor\" data-id=\"636d5a7\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>Education:<\/strong><\/p><p>Ukrainian Academy of Banking of the National Bank of Ukraine, master\u2019s degree in Finance (2009)<\/p><p><strong>Scientific degrees and academic titles<\/strong><\/p><p>PhD in Economic, specialty \u201cMoney, Finance and Credit\u201d (2012)<\/p><p>Associate Professor of Finance, Banking and Insurance (2018)<strong><br \/><\/strong><\/p><p><strong>Disciplines<\/strong><\/p><p>Analysis of banking, Analysis and visualization of financial data, Data analysis and visualization in banking, Online banking, Digitization in finance, banking and insurance<\/p><p><strong>Research interests<\/strong><\/p><p>Financial inclusion, financial literacy, FinTech innovations, digital financial services, financial intermediation<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-a257938 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"a257938\" data-element_type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[{&quot;jet_parallax_layout_image&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;_id&quot;:&quot;841340e&quot;,&quot;jet_parallax_layout_image_tablet&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_image_mobile&quot;:{&quot;url&quot;:&quot;&quot;,&quot;id&quot;:&quot;&quot;,&quot;size&quot;:&quot;&quot;},&quot;jet_parallax_layout_speed&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:50,&quot;sizes&quot;:[]},&quot;jet_parallax_layout_type&quot;:&quot;scroll&quot;,&quot;jet_parallax_layout_direction&quot;:&quot;1&quot;,&quot;jet_parallax_layout_fx_direction&quot;:null,&quot;jet_parallax_layout_z_index&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x&quot;:50,&quot;jet_parallax_layout_bg_x_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_x_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y&quot;:50,&quot;jet_parallax_layout_bg_y_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_y_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size&quot;:&quot;auto&quot;,&quot;jet_parallax_layout_bg_size_tablet&quot;:&quot;&quot;,&quot;jet_parallax_layout_bg_size_mobile&quot;:&quot;&quot;,&quot;jet_parallax_layout_animation_prop&quot;:&quot;transform&quot;,&quot;jet_parallax_layout_on&quot;:[&quot;desktop&quot;,&quot;tablet&quot;]}]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-e4892f1\" data-id=\"e4892f1\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e432c6e elementor-widget elementor-widget-toggle\" data-id=\"e432c6e\" data-element_type=\"widget\" data-widget_type=\"toggle.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-toggle\">\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-2391\" class=\"elementor-tab-title\" data-tab=\"1\" role=\"button\" aria-controls=\"elementor-tab-content-2391\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><svg class=\"e-font-icon-svg e-fas-caret-right\" viewBox=\"0 0 192 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M0 384.662V127.338c0-17.818 21.543-26.741 34.142-14.142l128.662 128.662c7.81 7.81 7.81 20.474 0 28.284L34.142 398.804C21.543 411.404 0 402.48 0 384.662z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><svg class=\"elementor-toggle-icon-opened e-font-icon-svg e-fas-caret-up\" viewBox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M288.662 352H31.338c-17.818 0-26.741-21.543-14.142-34.142l128.662-128.662c7.81-7.81 20.474-7.81 28.284 0l128.662 128.662c12.6 12.599 3.676 34.142-14.142 34.142z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">Academic experience<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-2391\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"region\" aria-labelledby=\"elementor-tab-title-2391\"><p><span style=\"color: #333399;\">Since 2015 \u2013 Assistant Professor of Finance, Banking and Insurance Department<\/span><\/p><p><span style=\"color: #333399;\">2017 \u2013 2018 \u2013 Head of the Group for the organization of international academic cooperation<\/span><\/p><p><span style=\"color: #333399;\">2016 \u2013 2017 \u2013 Vice Director for methodological work of the Educational and Research Institute for business technologies \u201cUAB\u201d<\/span><\/p><p><span style=\"color: #333399;\">2013 \u2013 2015 \u2013 Assistant, Senior Lecturer of Finance, Banking and Insurance Department<\/span><\/p><p><span style=\"color: #333399;\">2012 \u2013 2013 \u2013 Assistant of the Department of Management<\/span><\/p><p><span style=\"color: #333399;\">2009 \u2013 2012 \u2013 PhD study at Ukrainian academy of Banking<\/span><\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-2392\" class=\"elementor-tab-title\" data-tab=\"2\" role=\"button\" aria-controls=\"elementor-tab-content-2392\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><svg class=\"e-font-icon-svg e-fas-caret-right\" viewBox=\"0 0 192 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M0 384.662V127.338c0-17.818 21.543-26.741 34.142-14.142l128.662 128.662c7.81 7.81 7.81 20.474 0 28.284L34.142 398.804C21.543 411.404 0 402.48 0 384.662z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><svg class=\"elementor-toggle-icon-opened e-font-icon-svg e-fas-caret-up\" viewBox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M288.662 352H31.338c-17.818 0-26.741-21.543-14.142-34.142l128.662-128.662c7.81-7.81 20.474-7.81 28.284 0l128.662 128.662c12.6 12.599 3.676 34.142-14.142 34.142z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">Scopus Articles<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-2392\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"2\" role=\"region\" aria-labelledby=\"elementor-tab-title-2392\"><p style=\"text-align: center;\"><span style=\"color: #333399;\">2025 \u0440\u0456\u043a<\/span><\/p><ol><li><span style=\"color: #333399;\">Pakhnenko O., Yarovenko H., Semenog A., Mordan Ye., Tarasenko O. (2025). <a href=\"https:\/\/essuir.sumdu.edu.ua\/handle\/123456789\/100437\" target=\"_blank\" rel=\"noopener\">Uncovering patterns of digital transformation of European economies using self-organizing maps.<\/a> Problems and Perspectives in Management, 23(3), 581-596. DOI: 10.21511\/ppm.23(3).2025.42 (Q2).\u00a0<\/span><\/li><\/ol><p style=\"text-align: center;\"><span style=\"color: #000080;\">2023<\/span><\/p><ol><li><span style=\"color: #000080;\">Dluhopolskyi O., Pakhnenko O., Lyeonov S., Semenog A., Artyukhova N., Cholewa-Wiktor M., Jastrz\u0119bski W. <a href=\"https:\/\/essuir.sumdu.edu.ua\/handle\/123456789\/93124\" target=\"_blank\" rel=\"noopener\">Digital Financial Inclusion: COVID-19 Impacts and Opportunities.<\/a> Sustainability, 2023, 15, 2383 (Q1).<\/span><\/li><li><span style=\"color: #000080;\">Kuzior A., Pakhnenko O., Tiutiunyk I., Lyeonov S. <a href=\"https:\/\/essuir.sumdu.edu.ua\/handle\/123456789\/93131\" target=\"_blank\" rel=\"noopener\">E-governance in Smart Cities: Global Trends and Key Enablers.<\/a> Smart Cities. 2023. Vol. 6(4). pp. 1663-1689 (Q1).<br \/><\/span><\/li><li><span style=\"color: #000080;\">Pakhnenko O., Kuan Z. <a href=\"https:\/\/essuir.sumdu.edu.ua\/handle\/123456789\/91304\" target=\"_blank\" rel=\"noopener\">Ethics of Digital Innovation in Public Administration.<\/a> Business Ethics and Leadership. 2023. 7(1). P. 113-121.<\/span><\/li><\/ol><p style=\"text-align: center;\"><span style=\"color: #000080;\">2022<\/span><\/p><ol><li><span style=\"color: #000080;\">Kuzior A., Krawczyk D., Bro\u017cek P., Pakhnenko O., Vasylieva T., Lyeonov S. <a href=\"https:\/\/essuir.sumdu.edu.ua\/handle\/123456789\/90199\" target=\"_blank\" rel=\"noopener\">Resilience of Smart Cities to the Consequences of the Covid-19 Pandemic in the Context of Sustainable Development<\/a>. Sustainability. 2022, 14(19), 12645 (Q1).<\/span><\/li><li><span style=\"color: #000080;\">Pakhnenko O., Rubanov P., Girzheva O., Ivashko L., Britchenko I., Kozachenko L. <a href=\"https:\/\/essuir.sumdu.edu.ua\/handle\/123456789\/90314\" target=\"_blank\" rel=\"noopener\">Cryptocurrency: value formation factors and investment risks.<\/a> Journal of Information Technology Management, 2022, 14, 179-200 (Q4)<br \/><\/span><\/li><\/ol><p style=\"text-align: center;\"><span style=\"color: #000080;\">2021<\/span><\/p><ol><li><span style=\"color: #000080;\">Pakhnenko, O., Rubanov, P., Hacar, D., Yatsenko, V., &amp; Vida, I. (2021). <a href=\"https:\/\/essuir.sumdu.edu.ua\/handle\/123456789\/88355\" target=\"_blank\" rel=\"noopener\">Digitalization of financial services in European countries: Evaluation and comparative analysis.<\/a> Journal of International Studies, 14(2), 267\u2013282. doi:10.14254\/2071-8330.2021\/14-2\/17 (Q2)<\/span><\/li><\/ol><p style=\"text-align: center;\"><span style=\"color: #000080;\">2018<\/span><\/p><ol><li><span style=\"color: #000080;\">Pakhnenko O., Liuta O., Pihul N. <a style=\"color: #000080;\" href=\"https:\/\/essuir.sumdu.edu.ua\/handle\/123456789\/83619\" target=\"_blank\" rel=\"noopener\">Methodological approaches to assessment of the efficiency of business entities activity.<\/a> Business and Economic Horizons. 2018. Vol.14. Issue1. pp.143-151.\u00a0<\/span><\/li><\/ol><p style=\"text-align: center;\"><span style=\"color: #000080;\">2011<\/span><\/p><ol><li><span style=\"color: #000080;\">\u041a\u043e\u0437\u044c\u043c\u0435\u043d\u043a\u043e \u041e.\u0412., \u041f\u0430\u0445\u043d\u0435\u043d\u043a\u043e \u041e.\u041c.<a style=\"color: #000080;\" href=\"https:\/\/essuir.sumdu.edu.ua\/handle\/123456789\/56133\" target=\"_blank\" rel=\"noopener\"> \u0424\u0456\u043d\u0430\u043d\u0441\u043e\u0432\u0456 \u043c\u0435\u0442\u043e\u0434\u0438 \u0443\u043f\u0440\u0430\u0432\u043b\u0456\u043d\u043d\u044f \u043a\u0430\u0442\u0430\u0441\u0442\u0440\u043e\u0444\u0456\u0447\u043d\u0438\u043c\u0438 \u0440\u0438\u0437\u0438\u043a\u0430\u043c\u0438.<\/a> \u0410\u043a\u0442\u0443\u0430\u043b\u044c\u043d\u0456 \u043f\u0440\u043e\u0431\u043b\u0435\u043c\u0438 \u0435\u043a\u043e\u043d\u043e\u043c\u0456\u043a\u0438. 2011. \u2116 4. \u0421. 217-224.\u00a0<\/span><\/li><\/ol><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-2393\" class=\"elementor-tab-title\" data-tab=\"3\" role=\"button\" aria-controls=\"elementor-tab-content-2393\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><svg class=\"e-font-icon-svg e-fas-caret-right\" viewBox=\"0 0 192 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M0 384.662V127.338c0-17.818 21.543-26.741 34.142-14.142l128.662 128.662c7.81 7.81 7.81 20.474 0 28.284L34.142 398.804C21.543 411.404 0 402.48 0 384.662z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><svg class=\"elementor-toggle-icon-opened e-font-icon-svg e-fas-caret-up\" viewBox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M288.662 352H31.338c-17.818 0-26.741-21.543-14.142-34.142l128.662-128.662c7.81-7.81 20.474-7.81 28.284 0l128.662 128.662c12.6 12.599 3.676 34.142-14.142 34.142z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">Web of Science Articles<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-2393\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"3\" role=\"region\" aria-labelledby=\"elementor-tab-title-2393\"><p style=\"text-align: center;\"><span style=\"color: #000080;\">2023<\/span><\/p><ol><li><span style=\"color: #000080;\">Dluhopolskyi O., Pakhnenko O., Lyeonov S., Semenog A., Artyukhova N., Cholewa-Wiktor M., Jastrz\u0119bski W. <a href=\"https:\/\/essuir.sumdu.edu.ua\/handle\/123456789\/93124\" target=\"_blank\" rel=\"noopener\">Digital Financial Inclusion: COVID-19 Impacts and Opportunities.<\/a> Sustainability. 2023, 15, 2383.<\/span><\/li><\/ol><p style=\"text-align: center;\"><span style=\"color: #000080;\">2022<\/span><\/p><ol><li><span style=\"color: #000080;\">Kuzior A., Krawczyk D., Bro\u017cek P., Pakhnenko O., Vasylieva T., Lyeonov S. <a href=\"https:\/\/essuir.sumdu.edu.ua\/handle\/123456789\/90199\" target=\"_blank\" rel=\"noopener\">Resilience of Smart Cities to the Consequences of the Covid-19 Pandemic in the Context of Sustainable Development.<\/a> Sustainability. 2022, 14(19), 12645<\/span><\/li><\/ol><p style=\"text-align: center;\"><span style=\"color: #000080;\">2021<\/span><\/p><ol><li><span style=\"color: #000080;\">Bielova, I., Bukhtiarova, A., Taraniuk, L., D\u2019yakonova, I., Pakhnenko, O. (2021). <a href=\"https:\/\/essuir.sumdu.edu.ua\/handle\/123456789\/86653\" target=\"_blank\" rel=\"noopener\">Environmental quality as a factor of influence on mortality from Covid-19.<\/a> The Bulletin of National Academy of Sciences of the Republic of Kazakhstan, 3(391), 19\u201326.<\/span><\/li><\/ol><p style=\"text-align: center;\"><span style=\"color: #000080;\">2019<\/span><\/p><ol><li><span style=\"color: #000080;\">Druhov, O., Druhova, V., Pakhnenko, O. (2019). <a style=\"color: #000080;\" href=\"https:\/\/essuir.sumdu.edu.ua\/handle\/123456789\/74784\" target=\"_blank\" rel=\"noopener\">The Influence of Financial Innovations on EU Countries Banking Systems Development.<\/a> Marketing and Management of Innovations, 3, 167-177.\u00a0<\/span><\/li><\/ol><p style=\"text-align: center;\"><span style=\"color: #000080;\">2018<\/span><\/p><ol><li><span style=\"color: #000080;\">Pakhnenko O., Liuta O., Pihul N. <a style=\"color: #000080;\" href=\"https:\/\/essuir.sumdu.edu.ua\/handle\/123456789\/83619\" target=\"_blank\" rel=\"noopener\">Methodological approaches to assessment of the efficiency of business entities activity.<\/a> Business and Economic Horizons. 2018. Vol.14. Issue1. pp.143-151.\u00a0<\/span><\/li><\/ol><p style=\"text-align: center;\"><span style=\"color: #000080;\">2011<\/span><\/p><ol><li><span style=\"color: #000080;\">\u041a\u043e\u0437\u044c\u043c\u0435\u043d\u043a\u043e \u041e.\u0412., \u041f\u0430\u0445\u043d\u0435\u043d\u043a\u043e \u041e.\u041c. <a style=\"color: #000080;\" href=\"https:\/\/essuir.sumdu.edu.ua\/handle\/123456789\/56133\" target=\"_blank\" rel=\"noopener\">\u0424\u0456\u043d\u0430\u043d\u0441\u043e\u0432\u0456 \u043c\u0435\u0442\u043e\u0434\u0438 \u0443\u043f\u0440\u0430\u0432\u043b\u0456\u043d\u043d\u044f \u043a\u0430\u0442\u0430\u0441\u0442\u0440\u043e\u0444\u0456\u0447\u043d\u0438\u043c\u0438 \u0440\u0438\u0437\u0438\u043a\u0430\u043c\u0438.<\/a> \u0410\u043a\u0442\u0443\u0430\u043b\u044c\u043d\u0456 \u043f\u0440\u043e\u0431\u043b\u0435\u043c\u0438 \u0435\u043a\u043e\u043d\u043e\u043c\u0456\u043a\u0438. 2011. \u2116 4. \u0421. 217-224.<\/span><\/li><\/ol><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-2394\" class=\"elementor-tab-title\" data-tab=\"4\" role=\"button\" aria-controls=\"elementor-tab-content-2394\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><svg class=\"e-font-icon-svg e-fas-caret-right\" viewBox=\"0 0 192 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M0 384.662V127.338c0-17.818 21.543-26.741 34.142-14.142l128.662 128.662c7.81 7.81 7.81 20.474 0 28.284L34.142 398.804C21.543 411.404 0 402.48 0 384.662z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><svg class=\"elementor-toggle-icon-opened e-font-icon-svg e-fas-caret-up\" viewBox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M288.662 352H31.338c-17.818 0-26.741-21.543-14.142-34.142l128.662-128.662c7.81-7.81 20.474-7.81 28.284 0l128.662 128.662c12.6 12.599 3.676 34.142-14.142 34.142z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">Articles<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-2394\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"4\" role=\"region\" aria-labelledby=\"elementor-tab-title-2394\"><p style=\"text-align: center;\"><span style=\"color: #000080;\">2025<\/span><\/p><ol><li><span style=\"color: #000080;\">\u041f\u0430\u0445\u043d\u0435\u043d\u043a\u043e \u041e.\u041c., \u0413\u0443\u0442\u044f\u043d\u043a\u0430 \u0406.\u041e. <a href=\"https:\/\/essuir.sumdu.edu.ua\/handle\/123456789\/99507\" target=\"_blank\" rel=\"noopener\">\u041f\u043e\u0442\u043e\u0447\u043d\u0438\u0439 \u0441\u0442\u0430\u043d \u0440\u043e\u0437\u0432\u0438\u0442\u043a\u0443 \u0437\u0435\u043b\u0435\u043d\u0438\u0445 \u0444\u0456\u043d\u0430\u043d\u0441\u0456\u0432 \u0432 \u0443\u043a\u0440\u0430\u0457\u043d\u0441\u044c\u043a\u0438\u0445 \u0431\u0430\u043d\u043a\u0430\u0445.<\/a> \u0415\u0444\u0435\u043a\u0442\u0438\u0432\u043d\u0430 \u0435\u043a\u043e\u043d\u043e\u043c\u0456\u043a\u0430. 2025. \u2116 6. DOI: 10.32702\/2307-2105.2025.6.92 (\u041a\u0430\u0442. \u0411)<\/span><\/li><li><span style=\"color: #000080;\">\u041f\u0430\u0445\u043d\u0435\u043d\u043a\u043e \u041e.\u041c., \u0411\u043e\u0436\u043a\u043e \u041c.\u041e. <a href=\"https:\/\/essuir.sumdu.edu.ua\/handle\/123456789\/99915\" target=\"_blank\" rel=\"noopener\">\u041a\u0456\u0431\u0435\u0440\u0437\u0430\u0433\u0440\u043e\u0437\u0438 \u044f\u043a \u0432\u0438\u043a\u043b\u0438\u043a \u0435\u043a\u043e\u043d\u043e\u043c\u0456\u0447\u043d\u0456\u0439 \u0431\u0435\u0437\u043f\u0435\u0446\u0456: \u043f\u043e\u0442\u0435\u043d\u0446\u0456\u0430\u043b \u0442\u0435\u0445\u043d\u043e\u043b\u043e\u0433\u0456\u0447\u043d\u043e\u0457 \u0456\u043d\u0444\u0440\u0430\u0441\u0442\u0440\u0443\u043a\u0442\u0443\u0440\u0438 \u0423\u043a\u0440\u0430\u0457\u043d\u0438<\/a>. \u0415\u043a\u043e\u043d\u043e\u043c\u0456\u043a\u0430 \u0456 \u0440\u0435\u0433\u0456\u043e\u043d Economics and Region. 2025. \u2116 2(97). \u0421. 191\u2013197. DOI: 10.26906\/EiR.2025.2(97).3857 (\u041a\u0430\u0442. \u0411)<\/span><\/li><li><span style=\"color: #000080;\">\u0411\u043e\u0436\u0435\u043d\u043a\u043e \u0412.\u0412., \u041f\u0430\u0445\u043d\u0435\u043d\u043a\u043e \u041e.\u041c., \u042f\u0440\u043e\u0432\u0435\u043d\u043a\u043e \u0413.\u041c., \u041a\u043e\u0439\u0431\u0456\u0447\u0443\u043a \u0412.\u0412. <a href=\"https:\/\/essuir.sumdu.edu.ua\/handle\/123456789\/99980\" target=\"_blank\" rel=\"noopener\">\u0406\u043d\u0441\u0442\u0440\u0443\u043c\u0435\u043d\u0442\u0438 \u0430\u043d\u0430\u043b\u0456\u0437\u0443 \u0434\u0430\u043d\u0438\u0445 \u0434\u043b\u044f \u043e\u0446\u0456\u043d\u043a\u0438 \u043a\u0456\u0431\u0435\u0440\u0440\u0438\u0437\u0438\u043a\u0456\u0432 \u0443 \u0444\u0456\u043d\u0430\u043d\u0441\u043e\u0432\u0438\u0445 \u043f\u043e\u0441\u043b\u0443\u0433\u0430\u0445<\/a>. \u0417\u0434\u043e\u0431\u0443\u0442\u043a\u0438 \u0435\u043a\u043e\u043d\u043e\u043c\u0456\u043a\u0438: \u043f\u0435\u0440\u0441\u043f\u0435\u043a\u0442\u0438\u0432\u0438 \u0442\u0430 \u0456\u043d\u043d\u043e\u0432\u0430\u0446\u0456\u0457. 2025. \u211620. DOI: 10.5281\/zenodo.16509500 (\u041a\u0430\u0442. \u0411)<\/span><\/li><li><span style=\"color: #000080;\">\u041f\u0430\u0445\u043d\u0435\u043d\u043a\u043e \u041e.\u041c., \u0421\u0430\u043b\u043e\u0432 \u0414.\u041e. <a href=\"https:\/\/essuir.sumdu.edu.ua\/handle\/123456789\/101611\" target=\"_blank\" rel=\"noopener\">\u0410\u043d\u0430\u043b\u0456\u0437 \u0456 \u0432\u0456\u0437\u0443\u0430\u043b\u0456\u0437\u0430\u0446\u0456\u044f \u0444\u0456\u0441\u043a\u0430\u043b\u044c\u043d\u043e\u0457 \u0435\u0444\u0435\u043a\u0442\u0438\u0432\u043d\u043e\u0441\u0442\u0456 \u043f\u043e\u0434\u0430\u0442\u043a\u043e\u0432\u0438\u0445 \u043d\u0430\u0434\u0445\u043e\u0434\u0436\u0435\u043d\u044c \u0443 \u043a\u0440\u0430\u0457\u043d\u0430\u0445 \u0404\u0421.<\/a> \u0415\u043a\u043e\u043d\u043e\u043c\u0456\u043a\u0430 \u0442\u0430 \u0441\u0443\u0441\u043f\u0456\u043b\u044c\u0441\u0442\u0432\u043e. 2025. \u211681. DOI: 10.32782\/2524-0072\/2025-81-106 (\u041a\u0430\u0442. \u0411)<\/span><\/li><li><span style=\"color: #000080;\">\u0420\u044f\u0431\u0443\u0448\u043a\u0430 \u041b.\u0411., \u041f\u0430\u0445\u043d\u0435\u043d\u043a\u043e \u041e.\u041c. <a href=\"https:\/\/essuir.sumdu.edu.ua\/handle\/123456789\/101324\" target=\"_blank\" rel=\"noopener\">\u0410\u043d\u0430\u043b\u0456\u0437 \u0444\u0456\u0441\u043a\u0430\u043b\u044c\u043d\u043e\u0433\u043e \u0440\u0435\u0433\u0443\u043b\u044e\u0432\u0430\u043d\u043d\u044f \u0434\u043e\u0445\u043e\u0434\u0456\u0432 \u0431\u044e\u0434\u0436\u0435\u0442\u0443 \u0434\u0435\u0440\u0436\u0430\u0432\u0438: \u043a\u043e\u043d\u0446\u0435\u043f\u0442\u0443\u0430\u043b\u044c\u043d\u0456 \u0437\u0430\u0441\u0430\u0434\u0438, \u0440\u0438\u0437\u0438\u043a\u0438 \u0442\u0430 \u043f\u0435\u0440\u0441\u043f\u0435\u043a\u0442\u0438\u0432\u0438.<\/a> \u0415\u0444\u0435\u043a\u0442\u0438\u0432\u043d\u0430 \u0435\u043a\u043e\u043d\u043e\u043c\u0456\u043a\u0430. 2025. \u211612. DOI: 10.32702\/2307-2105.2025.12.74 (\u041a\u0430\u0442. \u0411)<\/span><\/li><\/ol><p style=\"text-align: center;\"><span style=\"color: #000080;\">2024<\/span><\/p><ol><li><span style=\"color: #000080;\">Hrytsenko L., Pakhnenko O., Kuzior A., Kozhushko I. (2024). <a href=\"https:\/\/essuir.sumdu.edu.ua\/handle\/123456789\/95757\" target=\"_blank\" rel=\"noopener\">Smart technologies in banking<\/a>. Financial Markets, Institutions and Risks, 8(1), 81-93. DOI: 10.61093\/fmir.8(1).81-93.2024 (\u041a\u0430\u0442. \u0411)<\/span><\/li><li><span style=\"color: #000080;\">Pakhnenko \u041e. \u041c., Zhang \u041a. <a href=\"https:\/\/essuir.sumdu.edu.ua\/handle\/123456789\/97035\" target=\"_blank\" rel=\"noopener\">Improving international business efficiency with digital technologies<\/a>. Economic Synergy. 2024. Vol. 3. P. 49\u201362. DOI: 10.53920\/ES-2024-3-3 (\u041a\u0430\u0442. \u0411)<\/span><\/li><li><span style=\"color: #000080;\">\u0411\u043e\u0436\u0435\u043d\u043a\u043e \u0412., \u041f\u0430\u0445\u043d\u0435\u043d\u043a\u043e \u041e., \u041a\u043e\u0439\u0431\u0456\u0447\u0443\u043a \u0412., \u042f\u0440\u043e\u0432\u0435\u043d\u043a\u043e \u0413. <a href=\"https:\/\/essuir.sumdu.edu.ua\/handle\/123456789\/97051\" target=\"_blank\" rel=\"noopener\">\u0420\u043e\u0437\u0441\u043b\u0456\u0434\u0443\u0432\u0430\u043d\u043d\u044f \u0444\u0456\u043d\u0430\u043d\u0441\u043e\u0432\u0438\u0445 \u043a\u0456\u0431\u0435\u0440\u0437\u043b\u043e\u0447\u0438\u043d\u0456\u0432 \u0442\u0430 \u0446\u0438\u0444\u0440\u043e\u0432\u0430 \u043a\u0440\u0438\u043c\u0456\u043d\u0430\u043b\u0456\u0441\u0442\u0438\u043a\u0430 \u0443 \u0444\u0456\u043d\u0430\u043d\u0441\u043e\u0432\u0456\u0439 \u0441\u0438\u0441\u0442\u0435\u043c\u0456 \u0404\u0421.<\/a> \u0421\u0442\u0430\u043b\u0438\u0439 \u0440\u043e\u0437\u0432\u0438\u0442\u043e\u043a \u0435\u043a\u043e\u043d\u043e\u043c\u0456\u043a\u0438. 2024. \u2116 3(50). \u0421. 393-399. DOI: 10.32782\/2308-1988\/2024-50-59\u00a0(\u041a\u0430\u0442. \u0411)<\/span><\/li><li><span style=\"color: #000080;\">\u041f\u0430\u0445\u043d\u0435\u043d\u043a\u043e \u041e. <a href=\"https:\/\/essuir.sumdu.edu.ua\/handle\/123456789\/97368\" target=\"_blank\" rel=\"noopener\">\u0414\u043e\u0440\u043e\u0436\u043d\u044f \u043a\u0430\u0440\u0442\u0430 \u0432\u0456\u0434\u043d\u043e\u0432\u043b\u0435\u043d\u043d\u044f \u0440\u0435\u0437\u0438\u043b\u044c\u0454\u043d\u0442\u043d\u043e\u0441\u0442\u0456 \u0433\u0440\u043e\u043c\u0430\u0434 \u043f\u0456\u0441\u043b\u044f \u043a\u0440\u0438\u0437<\/a>. \u0415\u0444\u0435\u043a\u0442\u0438\u0432\u043d\u0430 \u0435\u043a\u043e\u043d\u043e\u043c\u0456\u043a\u0430. 2024. \u211611. DOI: 10.32702\/2307-2105.2024.11.34 (\u041a\u0430\u0442. \u0411)<\/span><\/li><li><span style=\"color: #000080;\">\u041f\u0430\u0445\u043d\u0435\u043d\u043a\u043e \u041e.\u041c., \u041c\u043e\u0440\u0434\u0430\u043d\u044c \u0404.\u042e., \u0411\u043e\u0436\u043a\u043e \u041c.\u041e. <a href=\"https:\/\/essuir.sumdu.edu.ua\/handle\/123456789\/97461\" target=\"_blank\" rel=\"noopener\">\u041e\u0446\u0456\u043d\u044e\u0432\u0430\u043d\u043d\u044f \u043f\u0435\u0440\u0441\u043f\u0435\u043a\u0442\u0438\u0432\u043d\u0438\u0445 \u043d\u0430\u043f\u0440\u044f\u043c\u043a\u0456\u0432 \u0446\u0438\u0444\u0440\u043e\u0432\u043e\u0457 \u0442\u0440\u0430\u043d\u0441\u0444\u043e\u0440\u043c\u0430\u0446\u0456\u0457 \u0435\u043a\u043e\u043d\u043e\u043c\u0456\u043a\u0438 \u043a\u0440\u0430\u0457\u043d\u0438.<\/a> \u0426\u0438\u0444\u0440\u043e\u0432\u0430 \u0435\u043a\u043e\u043d\u043e\u043c\u0456\u043a\u0430 \u0442\u0430 \u0435\u043a\u043e\u043d\u043e\u043c\u0456\u0447\u043d\u0430 \u0431\u0435\u0437\u043f\u0435\u043a\u0430. 2024. \u2116 5(14). C. 259-264. DOI: 10.32782\/dees.14-43\u00a0(\u041a\u0430\u0442. \u0411)<\/span><\/li><li><span style=\"color: #000080;\">Poroshyn D., Koy A., Khan B., Pakhnenko O., Chvankin R. (2024). <a href=\"https:\/\/essuir.sumdu.edu.ua\/handle\/123456789\/98059\" target=\"_blank\" rel=\"noopener\">Business leadership of IT companies: impact on employment and socio-economic development of the country<\/a>. Socio-Economic Relations in the Digital Society, 4(54), 16-28. DOI: 10.55643\/ser.4.54.2024.581 (\u041a\u0430\u0442. \u0411)<\/span><\/li><\/ol><p style=\"text-align: center;\"><span style=\"color: #000080;\">2023<\/span><\/p><ol><li><span style=\"color: #000080;\">Pakhnenko, O., &amp; Pud\u0142o, T. (2023). <a href=\"https:\/\/essuir.sumdu.edu.ua\/handle\/123456789\/92589\" target=\"_blank\" rel=\"noopener\">HealthTech in Ensuring the Resilience of Communities in the Post-Pandemic Period.<\/a> Health Economics and Management Review, 2, 31-39. (\u041a\u0430\u0442. \u0411)<\/span><\/li><li><span style=\"color: #000080;\">\u0421\u0435\u043c\u0435\u043d\u043e\u0433 \u0410.\u042e., \u041f\u0430\u0445\u043d\u0435\u043d\u043a\u043e \u041e.\u041c., \u0428\u0430\u043b\u0434\u0430 \u0410.\u0410. <a href=\"https:\/\/essuir.sumdu.edu.ua\/handle\/123456789\/93122\" target=\"_blank\" rel=\"noopener\">\u041d\u0435\u043e\u0431\u0430\u043d\u043a\u0438 \u0432 \u0423\u043a\u0440\u0430\u0457\u043d\u0456: \u043e\u0441\u043e\u0431\u043b\u0438\u0432\u043e\u0441\u0442\u0456, \u0442\u0440\u0435\u043d\u0434\u0438 \u0442\u0430 \u043f\u0435\u0440\u0435\u0448\u043a\u043e\u0434\u0438 \u0440\u043e\u0437\u0432\u0438\u0442\u043a\u0443.<\/a> Modern Economics. 2023. \u211639. \u0421. 131-137. (\u041a\u0430\u0442. \u0411)<\/span><\/li><li><span style=\"color: #000080;\">\u0411\u043e\u0436\u0435\u043d\u043a\u043e \u0412.\u0412., \u041f\u0430\u0445\u043d\u0435\u043d\u043a\u043e \u041e.\u041c., \u041a\u043e\u0431\u0456\u0439\u0447\u0443\u043a \u0412.\u0412. <a href=\"https:\/\/essuir.sumdu.edu.ua\/handle\/123456789\/93359\" target=\"_blank\" rel=\"noopener\">\u0414\u043e\u0441\u0432\u0456\u0434 \u0404\u0421 \u0449\u043e\u0434\u043e \u0440\u043e\u0437\u0440\u043e\u0431\u043a\u0438 \u0442\u0430 \u0432\u043f\u0440\u043e\u0432\u0430\u0434\u0436\u0435\u043d\u043d\u044f \u043d\u0430\u0446\u0456\u043e\u043d\u0430\u043b\u044c\u043d\u043e\u0457 \u0441\u0442\u0440\u0430\u0442\u0435\u0433\u0456\u0457 \u043a\u0456\u0431\u0435\u0440\u0441\u0442\u0456\u0439\u043a\u043e\u0441\u0442\u0456 \u0444\u0456\u043d\u0430\u043d\u0441\u043e\u0432\u043e\u0433\u043e \u0441\u0435\u043a\u0442\u043e\u0440\u0443<\/a>. \u0426\u0438\u0444\u0440\u043e\u0432\u0430 \u0435\u043a\u043e\u043d\u043e\u043c\u0456\u043a\u0430 \u0442\u0430 \u0435\u043a\u043e\u043d\u043e\u043c\u0456\u0447\u043d\u0430 \u0431\u0435\u0437\u043f\u0435\u043a\u0430. 2023. \u0412\u0438\u043f\u0443\u0441\u043a 8(08). DOI: 10.32782\/dees.8-21 (\u041a\u0430\u0442. \u0411)<\/span><\/li><li><span style=\"color: #000080;\">\u041f\u0430\u0445\u043d\u0435\u043d\u043a\u043e \u041e.\u041c. <a href=\"https:\/\/essuir.sumdu.edu.ua\/handle\/123456789\/94374\" target=\"_blank\" rel=\"noopener\">\u0421\u043f\u043e\u0440\u0442 \u044f\u043a \u0434\u0435\u0442\u0435\u0440\u043c\u0456\u043d\u0430\u043d\u0442\u0430 \u0444\u043e\u0440\u043c\u0443\u0432\u0430\u043d\u043d\u044f \u0440\u0435\u0437\u0438\u043b\u044c\u0454\u043d\u0442\u043d\u043e\u0441\u0442\u0456 \u0433\u0440\u043e\u043c\u0430\u0434 \u0443 \u043f\u043e\u0441\u0442\u043a\u043e\u0432\u0456\u0434\u043d\u0438\u0439 \u043f\u0435\u0440\u0456\u043e\u0434<\/a>. \u0415\u043a\u043e\u043d\u043e\u043c\u0456\u043a\u0430 \u0442\u0430 \u0441\u0443\u0441\u043f\u0456\u043b\u044c\u0441\u0442\u0432\u043e. 2023. \u211657. DOI: 10.32782\/2524-0072\/2023-57-11 (\u041a\u0430\u0442. \u0411)<br \/><\/span><\/li><\/ol><p style=\"text-align: center;\"><span style=\"color: #000080;\">2022<\/span><\/p><ol><li><span style=\"color: #000080;\">\u041f\u0430\u0445\u043d\u0435\u043d\u043a\u043e \u041e.\u041c. <a href=\"https:\/\/essuir.sumdu.edu.ua\/handle\/123456789\/88354\" target=\"_blank\" rel=\"noopener\">\u0421\u0443\u0442\u043d\u0456\u0441\u0442\u044c \u0442\u0430 \u0441\u043a\u043b\u0430\u0434\u043e\u0432\u0456 \u0440\u0435\u0437\u0438\u043b\u044c\u0454\u043d\u0442\u043d\u043e\u0441\u0442\u0456 \u0433\u0440\u043e\u043c\u0430\u0434 \u0432 \u043a\u043e\u043d\u0442\u0435\u043a\u0441\u0442\u0456 Covid-19.<\/a> \u0415\u043a\u043e\u043d\u043e\u043c\u0456\u043a\u0430 \u0442\u0430 \u0441\u0443\u0441\u043f\u0456\u043b\u044c\u0441\u0442\u0432\u043e. 2022. \u211639. doi: 10.32782\/2524-0072\/2022-39-51 (\u041a\u0430\u0442. \u0411)<\/span><\/li><li><span style=\"color: #000080;\">Pakhnenko O., Brychko M., Shalda A. <a href=\"https:\/\/essuir.sumdu.edu.ua\/handle\/123456789\/89524\" target=\"_blank\" rel=\"noopener\">Financial Support of Communities During the Covid-19 Pandemic.<\/a> Financial Markets, Institutions and Risks, 2022, 6(3), 83-92. doi: 10.21272\/fmir.6(3).83-92.2022 (\u041a\u0430\u0442. \u0411)<\/span><\/li><li><span style=\"color: #000080;\">Kuan Zhang, Pakhnenko O.M. <a href=\"https:\/\/essuir.sumdu.edu.ua\/handle\/123456789\/88564\" target=\"_blank\" rel=\"noopener\">Research on China\u2019s cross-border e-commerce based on the background of digital technology.<\/a> \u0412\u0456\u0441\u043d\u0438\u043a \u0421\u0443\u043c\u0414\u0423. \u0421\u0435\u0440\u0456\u044f \u0415\u043a\u043e\u043d\u043e\u043c\u0456\u043a\u0430. 2022. \u21162. \u0421.106-110 (\u041a\u0430\u0442. \u0411)<\/span><\/li><li><span style=\"color: #000080;\">Pakhnenko O., Kulibaba V., Palienko M. <a href=\"https:\/\/essuir.sumdu.edu.ua\/handle\/123456789\/88219\" target=\"_blank\" rel=\"noopener\">Health Care Provision in State Institutions in the Context Of COVID-19.<\/a> Health Economics and Management Review, 2022, 3(2), 17-25. doi: 10.21272\/hem.2022.2-02<br \/><\/span><\/li><\/ol><p style=\"text-align: center;\"><span style=\"color: #000080;\">2021<\/span><\/p><ol><li><span style=\"color: #000080;\">\u0411\u0443\u0445\u0442\u0456\u0430\u0440\u043e\u0432\u0430 \u0410.\u0413., \u041f\u0430\u0445\u043d\u0435\u043d\u043a\u043e \u041e.\u041c., \u0411\u0454\u043b\u043e\u0432\u0430 \u0406.\u0412. <a href=\"https:\/\/essuir.sumdu.edu.ua\/handle\/123456789\/88356\" target=\"_blank\" rel=\"noopener\">\u0423\u043f\u0440\u0430\u0432\u043b\u0456\u043d\u043d\u044f \u0444\u0456\u043d\u0430\u043d\u0441\u0430\u043c\u0438, \u043e\u0440\u0456\u0454\u043d\u0442\u043e\u0432\u0430\u043d\u0435 \u043d\u0430 \u0440\u0435\u0437\u0443\u043b\u044c\u0442\u0430\u0442, \u044f\u043a \u043f\u0456\u0434\u0445\u0456\u0434 \u0434\u043e \u0441\u0438\u043d\u0435\u0440\u0433\u0456\u0457 \u0456\u043d\u0441\u0442\u0440\u0443\u043c\u0435\u043d\u0442\u0456\u0432 \u0434\u0435\u0440\u0436\u0430\u0432\u043d\u043e\u0457 \u043f\u043e\u043b\u0456\u0442\u0438\u043a\u0438.<\/a> \u0415\u043a\u043e\u043d\u043e\u043c\u0456\u043a\u0430 \u0442\u0430 \u0441\u0443\u0441\u043f\u0456\u043b\u044c\u0441\u0442\u0432\u043e. 2021. \u2116 28.<\/span><\/li><li><span style=\"color: #000080;\">\u0411\u0443\u0445\u0442\u0456\u0430\u0440\u043e\u0432\u0430 \u0410.\u0413., \u041f\u0430\u0445\u043d\u0435\u043d\u043a\u043e \u041e.\u041c., \u0411\u0454\u043b\u043e\u0432\u0430 \u0406.\u0412., \u0422\u0430\u0440\u0430\u043d\u044e\u043a \u041b.\u041c. <a href=\"https:\/\/essuir.sumdu.edu.ua\/handle\/123456789\/86637\" target=\"_blank\" rel=\"noopener\">\u0423\u0437\u0433\u043e\u0434\u0436\u0435\u043d\u043d\u044f \u0456\u043d\u0441\u0442\u0440\u0443\u043c\u0435\u043d\u0442\u0456\u0432 \u0435\u043a\u043e\u043d\u043e\u043c\u0456\u0447\u043d\u043e\u0457 \u043f\u043e\u043b\u0456\u0442\u0438\u043a\u0438 \u0432 \u043a\u043e\u043d\u0442\u0435\u043a\u0441\u0442\u0456 \u0437\u0440\u043e\u0441\u0442\u0430\u044e\u0447\u0438\u0445 \u0447\u0438\u043d\u043d\u0438\u043a\u0456\u0432 \u0432\u0440\u0430\u0437\u043b\u0438\u0432\u043e\u0441\u0442\u0456.<\/a> \u041d\u0430\u0443\u043a\u043e\u0432\u0456 \u043f\u0435\u0440\u0441\u043f\u0435\u043a\u0442\u0438\u0432\u0438. \u0421\u0435\u0440\u0456\u044f \u00ab\u0415\u043a\u043e\u043d\u043e\u043c\u0456\u043a\u0430\u00bb. 2021. \u2116 7(13). \u0421. 208-219.<\/span><\/li><li><span style=\"color: #000080;\">\u0411\u0454\u043b\u043e\u0432\u0430 \u0406.\u0412., \u041f\u0430\u0445\u043d\u0435\u043d\u043a\u043e \u041e.\u041c., \u0411\u0443\u0445\u0442\u0456\u0430\u0440\u043e\u0432\u0430 \u0410.\u0413. <a href=\"https:\/\/essuir.sumdu.edu.ua\/handle\/123456789\/88357\" target=\"_blank\" rel=\"noopener\">\u0412\u0438\u043a\u043e\u0440\u0438\u0441\u0442\u0430\u043d\u043d\u044f \u043d\u0435\u0447\u0456\u0442\u043a\u043e\u0457 \u043b\u043e\u0433\u0456\u043a\u0438 \u0434\u043b\u044f \u043e\u0446\u0456\u043d\u043a\u0438 \u0437\u0434\u043e\u0440\u043e\u0432\u2019\u044f \u0435\u043a\u043e\u043d\u043e\u043c\u0456\u043a\u0438 \u0423\u043a\u0440\u0430\u0457\u043d\u0438.<\/a> \u0406\u043d\u0444\u0440\u0430\u0441\u0442\u0440\u0443\u043a\u0442\u0443\u0440\u0430 \u0440\u0438\u043d\u043a\u0443. 2021. \u2116 57. doi: 10.32843\/infrastruct57-2<\/span><\/li><li><span style=\"color: #000080;\">\u041f\u0430\u0445\u043d\u0435\u043d\u043a\u043e \u041e. \u041c., \u041a\u043e\u043b\u043e\u043c\u0456\u0454\u0446\u044c \u041f. \u042e. <a href=\"https:\/\/essuir.sumdu.edu.ua\/handle\/123456789\/86326\" target=\"_blank\" rel=\"noopener\">\u0412\u0438\u043a\u043e\u0440\u0438\u0441\u0442\u0430\u043d\u043d\u044f Green FinTech \u0443 \u0440\u043e\u0437\u0432\u0438\u0442\u043a\u0443 \u0441\u043e\u0446\u0456\u0430\u043b\u044c\u043d\u043e-\u0432\u0456\u0434\u043f\u043e\u0432\u0456\u0434\u0430\u043b\u044c\u043d\u043e\u0433\u043e \u0431\u0456\u0437\u043d\u0435\u0441\u0443.<\/a> \u0415\u043a\u043e\u043d\u043e\u043c\u0456\u043a\u0430 \u0442\u0430 \u0441\u0443\u0441\u043f\u0456\u043b\u044c\u0441\u0442\u0432\u043e. 2021. \u211632 DOI: 10.32782\/2524-0072\/2021-32-94<br \/><\/span><\/li><\/ol><p style=\"text-align: center;\"><span style=\"color: #000080;\">2020<\/span><\/p><ol><li><span style=\"color: #000080;\">\u0420\u044f\u0431\u0443\u0448\u043a\u0430 \u041b.\u0411., \u041f\u0430\u0445\u043d\u0435\u043d\u043a\u043e \u041e.\u041c., \u041a\u0443\u043b\u0456\u0448 \u041e.\u0412. <a style=\"color: #000080;\" href=\"https:\/\/essuir.sumdu.edu.ua\/handle\/123456789\/80933\" target=\"_blank\" rel=\"noopener\">\u0424\u0456\u0441\u043a\u0430\u043b\u044c\u043d\u0456 \u0440\u0438\u0437\u0438\u043a\u0438 \u0432\u0438\u043a\u043e\u043d\u0430\u043d\u043d\u044f \u0431\u044e\u0434\u0436\u0435\u0442\u0443 \u043c\u0456\u0441\u0442\u0430 \u0421\u0443\u043c\u0438 \u0443 \u0437\u0432\u2019\u044f\u0437\u043a\u0443 \u0437 \u043f\u043e\u0448\u0438\u0440\u0435\u043d\u043d\u044f\u043c Covid-19.<\/a> \u0412\u0456\u0441\u043d\u0438\u043a \u0421\u0443\u043c\u0414\u0423. 2020. \u21163. \u0421.174-181. <\/span><\/li><li><span style=\"color: #000080;\">\u0411\u0454\u043b\u043e\u0432\u0430 \u0406. \u0412., \u0414\u2019\u044f\u043a\u043e\u043d\u043e\u0432\u0430 \u0406. \u0406., \u041f\u0430\u0445\u043d\u0435\u043d\u043a\u043e \u041e. \u041c., \u0411\u0443\u0445\u0442\u0456\u0430\u0440\u043e\u0432\u0430 \u0410. \u0413. <a style=\"color: #000080;\" href=\"https:\/\/essuir.sumdu.edu.ua\/handle\/123456789\/82701\" target=\"_blank\" rel=\"noopener\">\u0410\u043d\u0430\u043b\u0456\u0437 \u043c\u043e\u0434\u0435\u043b\u0456 \u043f\u043e\u0432\u0435\u0434\u0456\u043d\u043a\u0438 \u0434\u043e\u043c\u043e\u0433\u043e\u0441\u043f\u043e\u0434\u0430\u0440\u0441\u0442\u0432 \u0432 \u0423\u043a\u0440\u0430\u0457\u043d\u0456 \u043d\u0430\u043f\u0435\u0440\u0435\u0434\u043e\u0434\u043d\u0456 \u0442\u0430 \u0432 \u0443\u043c\u043e\u0432\u0430\u0445 \u043f\u043e\u0448\u0438\u0440\u0435\u043d\u043d\u044f COVID-19.\u00a0<\/a><em>\u0412\u0456\u0441\u043d\u0438\u043a \u0421\u0443\u043c\u0414\u0423. \u0421\u0435\u0440\u0456\u044f \u0415\u043a\u043e\u043d\u043e\u043c\u0456\u043a\u0430<\/em>. 2020. \u2116 4. \u0421. 112-120.\u00a0\u00a0<\/span><\/li><\/ol><p style=\"text-align: center;\"><span style=\"color: #000080;\">2019<\/span><\/p><ol><li><span style=\"color: #000080;\">\u00a0\u0414\u2019\u044f\u043a\u043e\u043d\u043e\u0432\u0430 \u0406.\u0406., \u041f\u0430\u0445\u043d\u0435\u043d\u043a\u043e \u041e.\u041c. <a style=\"color: #000080;\" href=\"https:\/\/essuir.sumdu.edu.ua\/handle\/123456789\/82469\" target=\"_blank\" rel=\"noopener\">\u0414\u0435\u0440\u0436\u0430\u0432\u043d\u0435 \u0442\u0430 \u043d\u0435\u0434\u0435\u0440\u0436\u0430\u0432\u043d\u0435 \u043f\u0435\u043d\u0441\u0456\u0439\u043d\u0435 \u0437\u0430\u0431\u0435\u0437\u043f\u0435\u0447\u0435\u043d\u043d\u044f \u0432 \u043a\u0440\u0430\u0457\u043d\u0430\u0445 \u0404\u0421: \u0432\u0438\u0441\u043d\u043e\u0432\u043a\u0438 \u0434\u043b\u044f \u0423\u043a\u0440\u0430\u0457\u043d\u0438.<\/a> \u0406\u043d\u0444\u0440\u0430\u0441\u0442\u0440\u0443\u043a\u0442\u0443\u0440\u0430 \u0440\u0438\u043d\u043a\u0443. 2019. \u2116 31. \u0421. 637-643.<\/span><\/li><li><span style=\"color: #000080;\">\u041e.\u0421., \u041f\u043e\u0434\u0433\u043e\u0440\u043d\u0430 \u0412.\u041e., \u0421\u0443\u0445\u043e\u043c\u043b\u0438\u043d \u0410.\u0410.<a style=\"color: #000080;\" href=\"https:\/\/essuir.sumdu.edu.ua\/handle\/123456789\/76895\" target=\"_blank\" rel=\"noopener\"> \u0410\u043d\u0430\u043b\u0456\u0437 \u043a\u043e\u043d\u043a\u0443\u0440\u0435\u043d\u0442\u043d\u0438\u0445 \u043f\u043e\u0437\u0438\u0446\u0456\u0439 \u0441\u0442\u0440\u0430\u0445\u043e\u0432\u0438\u0445 \u043a\u043e\u043c\u043f\u0430\u043d\u0456\u0439 \u043d\u0430 \u0440\u0438\u043d\u043a\u0443 \u00ab\u043d\u043e\u043d-\u043b\u0430\u0439\u0444\u00bb \u0441\u0442\u0440\u0430\u0445\u0443\u0432\u0430\u043d\u043d\u044f \u0432 \u0423\u043a\u0440\u0430\u0457\u043d\u0456.<\/a> \u0412\u0456\u0441\u043d\u0438\u043a \u0421\u0443\u043c\u0414\u0423. 2019. \u21162. \u0421. 88-94.\u00a0<\/span><\/li><li><span style=\"color: #000080;\">\u0416\u0443\u0440\u0430\u0432\u043a\u0430 \u041e.\u0421., \u041f\u0430\u0445\u043d\u0435\u043d\u043a\u043e \u041e.\u041c., \u0421\u0443\u0445\u043e\u043c\u043b\u0438\u043d \u0410.\u0410. <a style=\"color: #000080;\" href=\"https:\/\/essuir.sumdu.edu.ua\/handle\/123456789\/76873\" target=\"_blank\" rel=\"noopener\">\u0414\u043e\u0441\u043b\u0456\u0434\u0436\u0435\u043d\u043d\u044f \u043a\u043e\u043d\u0446\u0435\u043d\u0442\u0440\u0430\u0446\u0456\u0457 \u0442\u0430 \u043a\u043e\u043d\u043a\u0443\u0440\u0435\u043d\u0446\u0456\u0457 \u043d\u0430 \u0441\u0442\u0440\u0430\u0445\u043e\u0432\u043e\u043c\u0443 \u0440\u0438\u043d\u043a\u0443 \u0423\u043a\u0440\u0430\u0457\u043d\u0438.<\/a> \u0412\u0456\u0441\u043d\u0438\u043a \u0421\u0443\u043c\u0414\u0423. 2019. \u21161. \u0421.26-35.\u00a0<\/span><\/li><li><span style=\"color: #000080;\">D\u2019yakonova I.I., Pakhnenko O.M., Shevchenko L.M. <a style=\"color: #000080;\" href=\"https:\/\/essuir.sumdu.edu.ua\/handle\/123456789\/76882\" target=\"_blank\" rel=\"noopener\">New approaches to banking business models in the digital economy.<\/a> \u0412\u0456\u0441\u043d\u0438\u043a \u0421\u0443\u043c\u0414\u0423. 2019. \u21161. \u0421.89-94. <\/span><\/li><\/ol><p style=\"text-align: center;\"><span style=\"color: #000080;\">2018<\/span><\/p><ol><li><span style=\"color: #000080;\">\u041f\u0430\u0445\u043d\u0435\u043d\u043a\u043e \u041e.\u041c., \u041a\u0440\u0438\u043a\u043b\u0456\u0439 \u041e.\u0410. <a style=\"color: #000080;\" href=\"http:\/\/ir.stu.cn.ua\/handle\/123456789\/16965\" class=\"external external_icon\" rel=\"nofollow noopener\" target=\"_blank\">\u041c\u0435\u0442\u043e\u0434\u0438\u0447\u043d\u0456 \u0430\u0441\u043f\u0435\u043a\u0442\u0438 \u043e\u0446\u0456\u043d\u044e\u0432\u0430\u043d\u043d\u044f \u0440\u0456\u0432\u043d\u044f \u0444\u0456\u043d\u0430\u043d\u0441\u043e\u0432\u043e\u0457 \u0431\u0435\u0437\u043f\u0435\u043a\u0438 \u043c\u0430\u043b\u0438\u0445 \u043f\u0456\u0434\u043f\u0440\u0438\u0454\u043c\u0441\u0442\u0432.<\/a> \u041d\u0430\u0443\u043a\u043e\u0432\u0438\u0439 \u0432\u0456\u0441\u043d\u0438\u043a \u041f\u043e\u043b\u0456\u0441\u0441\u044f. 2018. \u2116 2(14). \u0427. 2. \u0421. 143-146.\u00a0<\/span><\/li><li><span style=\"color: #000080;\">\u041f\u0430\u0445\u043d\u0435\u043d\u043a\u043e \u041e.\u041c., \u041a\u0440\u0438\u0432\u0438\u0447 \u042f.\u041c., \u041c\u0430\u0442\u0443\u0441\u0435\u043d\u043a\u043e \u0422.\u0412. <a style=\"color: #000080;\" href=\"https:\/\/essuir.sumdu.edu.ua\/handle\/123456789\/82470\" target=\"_blank\" rel=\"noopener\">\u041f\u043e\u0442\u0435\u043d\u0446\u0456\u0430\u043b \u0440\u043e\u0437\u0432\u0438\u0442\u043a\u0443 \u043d\u0435\u0434\u0435\u0440\u0436\u0430\u0432\u043d\u0438\u0445 \u043f\u0435\u043d\u0441\u0456\u0439\u043d\u0438\u0445 \u0444\u043e\u043d\u0434\u0456\u0432 \u0432 \u0423\u043a\u0440\u0430\u0457\u043d\u0456.<\/a> \u0415\u043a\u043e\u043d\u043e\u043c\u0456\u043a\u0430 \u0442\u0430 \u0441\u0443\u0441\u043f\u0456\u043b\u044c\u0441\u0442\u0432\u043e. 2018. \u211618. \u0421. 782-788.\u00a0<\/span><\/li><\/ol><p style=\"text-align: center;\"><span style=\"color: #000080;\">2017<\/span><\/p><ol><li><span style=\"color: #000080;\">\u0421\u0435\u043c\u0435\u043d\u043e\u0433 \u0410.\u042e., \u041f\u0430\u0445\u043d\u0435\u043d\u043a\u043e \u041e.\u041c. <a style=\"color: #000080;\" href=\"https:\/\/essuir.sumdu.edu.ua\/handle\/123456789\/60364\" target=\"_blank\" rel=\"noopener\">\u0410\u043d\u0430\u043b\u0456\u0437 \u0441\u0442\u0430\u043d\u0443 \u0442\u0430 \u0441\u0442\u0440\u0443\u043a\u0442\u0443\u0440\u0438 \u0440\u0438\u043d\u043a\u0443 \u0444\u0456\u043d\u0430\u043d\u0441\u043e\u0432\u0438\u0445 \u043f\u043e\u0441\u043b\u0443\u0433 \u0404\u0432\u0440\u043e\u043f\u0435\u0439\u0441\u044c\u043a\u043e\u0433\u043e \u0421\u043e\u044e\u0437\u0443.<\/a> \u041d\u0430\u0443\u043a\u043e\u0432\u0438\u0439 \u0432\u0456\u0441\u043d\u0438\u043a \u0425\u0435\u0440\u0441\u043e\u043d\u0441\u044c\u043a\u043e\u0433\u043e \u0434\u0435\u0440\u0436\u0430\u0432\u043d\u043e\u0433\u043e \u0443\u043d\u0456\u0432\u0435\u0440\u0441\u0438\u0442\u0435\u0442\u0443. \u0421\u0435\u0440\u0456\u044f \u00ab\u0415\u043a\u043e\u043d\u043e\u043c\u0456\u0447\u043d\u0456 \u043d\u0430\u0443\u043a\u0438\u00bb. 2017. \u0412\u0438\u043f. 25. \u0427.2. \u0421. 145-150.\u00a0<\/span><\/li><li><span style=\"color: #000080;\">\u041f\u0430\u0445\u043d\u0435\u043d\u043a\u043e \u041e.\u041c., \u0413\u043b\u0443\u0431\u043e\u043a\u0430 \u041d.\u0410., \u0427\u0435\u0440\u043d\u0435\u043d\u043a\u043e \u0404.\u041e. <a style=\"color: #000080;\" href=\"https:\/\/essuir.sumdu.edu.ua\/handle\/123456789\/60854\" target=\"_blank\" rel=\"noopener\">\u0412\u0430\u043b\u044e\u0442\u043d\u0456 \u0434\u0435\u0440\u0438\u0432\u0430\u0442\u0438\u0432\u0438 \u044f\u043a \u0456\u043d\u0441\u0442\u0440\u0443\u043c\u0435\u043d\u0442\u0438 \u0445\u0435\u0434\u0436\u0443\u0432\u0430\u043d\u043d\u044f \u0432\u0430\u043b\u044e\u0442\u043d\u0438\u0445 \u0440\u0438\u0437\u0438\u043a\u0456\u0432 \u0432 \u0423\u043a\u0440\u0430\u0457\u043d\u0456.<\/a> \u0406\u043d\u0444\u0440\u0430\u0441\u0442\u0440\u0443\u043a\u0442\u0443\u0440\u0430 \u0440\u0438\u043d\u043a\u0443. 2017. \u2116 10. \u0421. 62-68.\u00a0<\/span><\/li><li><span style=\"color: #000080;\">\u041f\u0430\u0445\u043d\u0435\u043d\u043a\u043e \u041e.\u041c., \u041a\u043e\u0441\u0442\u0435\u043d\u043a\u043e \u0410.\u0410. <a style=\"color: #000080;\" href=\"https:\/\/essuir.sumdu.edu.ua\/handle\/123456789\/63415\" target=\"_blank\" rel=\"noopener\">\u0421\u0442\u0440\u0443\u043a\u0442\u0443\u0440\u043d\u0456 \u0434\u0438\u0441\u043f\u0440\u043e\u043f\u043e\u0440\u0446\u0456\u0457 \u0440\u043e\u0437\u0432\u0438\u0442\u043a\u0443 \u043c\u0430\u043b\u043e\u0433\u043e \u0431\u0456\u0437\u043d\u0435\u0441\u0443 \u0432 \u0423\u043a\u0440\u0430\u0457\u043d\u0456.<\/a> \u0413\u043b\u043e\u0431\u0430\u043b\u044c\u043d\u0456 \u0442\u0430 \u043d\u0430\u0446\u0456\u043e\u043d\u0430\u043b\u044c\u043d\u0456 \u043f\u0440\u043e\u0431\u043b\u0435\u043c\u0438 \u0435\u043a\u043e\u043d\u043e\u043c\u0456\u043a\u0438. 2017. \u0412\u0438\u043f. 19. \u0421. 433-437.\u00a0<\/span><\/li><li><span style=\"color: #000080;\">\u041f\u0430\u0445\u043d\u0435\u043d\u043a\u043e \u041e.\u041c., \u0421\u0435\u043c\u0435\u043d\u043e\u0433 \u0410.\u042e., \u041c\u0456\u043b\u044e\u0442\u0456\u043d\u0430 \u041c.\u041e. <a style=\"color: #000080;\" href=\"https:\/\/essuir.sumdu.edu.ua\/handle\/123456789\/65070\" target=\"_blank\" rel=\"noopener\">\u0421\u0442\u0440\u0430\u0445\u043e\u0432\u0438\u0439 \u0440\u0438\u043d\u043e\u043a \u0423\u043a\u0440\u0430\u0457\u043d\u0438 \u0442\u0430 \u043a\u0440\u0430\u0457\u043d \u0404\u0421: \u043f\u043e\u0440\u0456\u0432\u043d\u044f\u043b\u044c\u043d\u0438\u0439 \u0430\u043d\u0430\u043b\u0456\u0437.<\/a> \u0415\u043a\u043e\u043d\u043e\u043c\u0456\u043a\u0430 \u0442\u0430 \u0441\u0443\u0441\u043f\u0456\u043b\u044c\u0441\u0442\u0432\u043e. 2017. \u211612. \u0421. 612-617.\u00a0<\/span><\/li><\/ol><p style=\"text-align: center;\"><span style=\"color: #000080;\">2016<\/span><\/p><ol><li><span style=\"color: #000080;\">\u041f\u0430\u0445\u043d\u0435\u043d\u043a\u043e \u041e. \u041c.,\u00a0 \u0421\u0435\u043c\u0435\u043d\u043e\u0433 \u0410. \u042e. <a style=\"color: #000080;\" href=\"https:\/\/essuir.sumdu.edu.ua\/handle\/123456789\/51124\" target=\"_blank\" rel=\"noopener\">\u041e\u0441\u043d\u043e\u0432\u043d\u0456 \u0437\u0430\u0441\u0430\u0434\u0438 \u043f\u043e\u0434\u0430\u0442\u043a\u043e\u0432\u043e\u0457 \u043f\u043e\u043b\u0456\u0442\u0438\u043a\u0438 \u0432 \u043a\u0440\u0430\u0457\u043d\u0430\u0445 \u0404\u0421 \u043d\u0430 \u0441\u0443\u0447\u0430\u0441\u043d\u043e\u043c\u0443 \u0435\u0442\u0430\u043f\u0456.<\/a> \u0415\u0444\u0435\u043a\u0442\u0438\u0432\u043d\u0430 \u0435\u043a\u043e\u043d\u043e\u043c\u0456\u043a\u0430. 2016. \u2116 12.\u00a0<\/span><\/li><\/ol><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-2395\" class=\"elementor-tab-title\" data-tab=\"5\" role=\"button\" aria-controls=\"elementor-tab-content-2395\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><svg class=\"e-font-icon-svg e-fas-caret-right\" viewBox=\"0 0 192 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M0 384.662V127.338c0-17.818 21.543-26.741 34.142-14.142l128.662 128.662c7.81 7.81 7.81 20.474 0 28.284L34.142 398.804C21.543 411.404 0 402.48 0 384.662z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><svg class=\"elementor-toggle-icon-opened e-font-icon-svg e-fas-caret-up\" viewBox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M288.662 352H31.338c-17.818 0-26.741-21.543-14.142-34.142l128.662-128.662c7.81-7.81 20.474-7.81 28.284 0l128.662 128.662c12.6 12.599 3.676 34.142-14.142 34.142z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">Monographs<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-2395\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"5\" role=\"region\" aria-labelledby=\"elementor-tab-title-2395\"><p style=\"text-align: center;\"><span style=\"color: #333399;\">2024<\/span><\/p><ol><li><span style=\"color: #333399;\">Pakhnenko O. <a href=\"https:\/\/essuir.sumdu.edu.ua\/handle\/123456789\/97768\" target=\"_blank\" rel=\"noopener\">Tools for post-pandemic restoration of community resilience<\/a>. In: Structural changes, uncertainty, ways of development of the economy, management and tourism: collective monograph \/ Zhygalo I., Kopets H., etc. \u2013 \u0406nternational Science Group. \u2013 Boston: Primedia eLaunch, 2024. P. 26-55. DOI: 10.46299\/ISG.2024.MONO.ECON.3<\/span><\/li><li><span style=\"color: #333399;\">\u042f\u0440\u043e\u0432\u0435\u043d\u043a\u043e \u0413. \u041c., \u041a\u043e\u0439\u0431\u0456\u0447\u0443\u043a \u0412. \u0412., \u0411\u043e\u0436\u0435\u043d\u043a\u043e \u0412. \u0412., \u041f\u0430\u0445\u043d\u0435\u043d\u043a\u043e \u041e. \u041c. <a href=\"https:\/\/essuir.sumdu.edu.ua\/handle\/123456789\/97934\" target=\"_blank\" rel=\"noopener\">\u041f\u0440\u043e\u0442\u0438\u0434\u0456\u044f \u043a\u0456\u0431\u0435\u0440\u0448\u0430\u0445\u0440\u0430\u0439\u0441\u0442\u0432\u0443 \u0443 \u0444\u0456\u043d\u0430\u043d\u0441\u043e\u0432\u043e\u043c\u0443 \u0441\u0435\u043a\u0442\u043e\u0440\u0456: \u043f\u0440\u0430\u043a\u0442\u0438\u043a\u0430 \u0404\u0421<\/a> : \u043c\u043e\u043d\u043e\u0433\u0440\u0430\u0444\u0456\u044f. \u0421\u0443\u043c\u0438 : \u0412\u0412\u041f \u00ab\u041c\u0440\u0456\u044f\u00bb, 2024. 168 \u0441.<\/span><\/li><\/ol><p style=\"text-align: center;\"><span style=\"color: #000080;\">2021<\/span><\/p><ol><li><span style=\"color: #000080;\">Vasilyeva T., Lyeonov S., Pakhnenko O., Rubanov P. Financialization as a Determinant of Income Inequality: The Case of Eastern Europe Countries. <a href=\"https:\/\/essuir.sumdu.edu.ua\/handle\/123456789\/86289\" target=\"_blank\" rel=\"noopener\">Economic Inequality \u2013 Trends, Traps and Trade-offs.<\/a> Editors: Medani P. Bhandari, Shvindina Hanna. River Publishers, 2021. P.189-206. (Denmark)<\/span><\/li><li><span style=\"color: #000080;\"><a href=\"https:\/\/essuir.sumdu.edu.ua\/handle\/123456789\/86314\" target=\"_blank\" rel=\"noopener\">\u041c\u0435\u0445\u0430\u043d\u0456\u0437\u043c \u0441\u0438\u043d\u0435\u0440\u0433\u0435\u0442\u0438\u0447\u043d\u043e\u0457 \u0432\u0437\u0430\u0454\u043c\u043e\u0434\u0456\u0457 \u0456\u043d\u0441\u0442\u0440\u0443\u043c\u0435\u043d\u0442\u0456\u0432 \u0435\u043a\u043e\u043d\u043e\u043c\u0456\u0447\u043d\u043e\u0457 \u043f\u043e\u043b\u0456\u0442\u0438\u043a\u0438 \u044f\u043a \u0434\u0440\u0430\u0439\u0432\u0435\u0440 \u0441\u0442\u0430\u0431\u0456\u043b\u0456\u0437\u0430\u0446\u0456\u0457 \u0441\u0435\u043a\u0442\u043e\u0440\u0456\u0432 \u0435\u043a\u043e\u043d\u043e\u043c\u0456\u043a\u0438 \u0432 \u043a\u043e\u043d\u0442\u0435\u043a\u0441\u0442\u0456 \u043f\u0430\u043d\u0434\u0435\u043c\u0456\u0457 COVID-19<\/a>: \u043c\u043e\u043d\u043e\u0433\u0440\u0430\u0444\u0456\u044f \/ \u0437\u0430 \u0437\u0430\u0433. \u0440\u0435\u0434. \u0434\u043e\u043a\u0442. \u0435\u043a\u043e\u043d. \u043d\u0430\u0443\u043a, \u043f\u0440\u043e\u0444. \u0406.\u0406. \u0414\u2019\u044f\u043a\u043e\u043d\u043e\u0432\u043e\u0457 \u0442\u0430 \u0434\u043e\u043a\u0442. \u0435\u043a\u043e\u043d. \u043d\u0430\u0443\u043a, \u043f\u0440\u043e\u0444. \u0406.\u0412. \u0411\u0454\u043b\u043e\u0432\u043e\u0457. \u0421\u0443\u043c\u0438: \u0412\u0438\u0434\u0430\u0432\u043d\u0438\u0446\u0442\u0432\u043e \u0422\u041e\u0412 \u00ab\u041a\u043e\u043b\u043b\u0430\u0436-\u041f\u0440\u0438\u043d\u0442\u00bb, 2021. 300 \u0441.<br \/><\/span><\/li><\/ol><p style=\"text-align: center;\"><span style=\"color: #000080;\">2020<\/span><\/p><ol><li><span style=\"color: #000080;\"><a style=\"color: #000080;\" href=\"https:\/\/essuir.sumdu.edu.ua\/handle\/123456789\/80021\" target=\"_blank\" rel=\"noopener\">Inclusive Growth: basics, indicators and development priorities<\/a> \/ \u0422. Vasilyeva, S. Lyeonov. Szczecin: Centre of Sociological Research, 2020. 367 \u0440. DOI: 10.14254\/978-83-959336-0-8\/2020\u00a0<\/span><\/li><li><span style=\"color: #000080;\"><a style=\"color: #000080;\" href=\"https:\/\/essuir.sumdu.edu.ua\/handle\/123456789\/80029\" target=\"_blank\" rel=\"noopener\">\u0422\u0440\u0430\u0454\u043a\u0442\u043e\u0440\u0456\u0457 \u0444\u043e\u0440\u043c\u0443\u0432\u0430\u043d\u043d\u044f \u043d\u0430\u0446\u0456\u043e\u043d\u0430\u043b\u044c\u043d\u043e\u0457 \u0456\u043d\u043d\u043e\u0432\u0430\u0446\u0456\u0439\u043d\u043e\u0457 \u0441\u0442\u0440\u0430\u0442\u0435\u0433\u0456\u0457 \u0437\u0430\u0431\u0435\u0437\u043f\u0435\u0447\u0435\u043d\u043d\u044f \u0435\u043a\u043e\u043d\u043e\u043c\u0456\u0447\u043d\u043e\u0457 \u0431\u0435\u0437\u043f\u0435\u043a\u0438 \u0423\u043a\u0440\u0430\u0457\u043d\u0438<\/a> : \u043c\u043e\u043d\u043e\u0433\u0440\u0430\u0444\u0456\u044f \/ \u0437\u0430 \u0437\u0430\u0433. \u0440\u0435\u0434. \u041b. \u0421. \u0417\u0430\u0445\u0430\u0440\u043a\u0456\u043d\u043e\u0457. \u0415\u043b\u0435\u043a\u0442\u0440\u043e\u043d\u043d\u0435 \u0432\u0438\u0434\u0430\u043d\u043d\u044f \u043a\u0430\u0444. \u0424\u0456\u043d\u0430\u043d\u0441\u0456\u0432 \u0456 \u043f\u0456\u0434\u043f\u0440\u0438\u0454\u043c\u043d\u0438\u0446\u0442\u0432\u0430. \u0421\u0443\u043c\u0438: \u0421\u0443\u043c\u0414\u0423, 2020. 194 c.\u00a0<\/span><\/li><\/ol><p style=\"text-align: center;\"><span style=\"color: #000080;\">2019<\/span><\/p><ol><li><span style=\"color: #000080;\">Pakhnenko O.M. <a style=\"color: #000080;\" href=\"https:\/\/essuir.sumdu.edu.ua\/handle\/123456789\/80054\" target=\"_blank\" rel=\"noopener\">Alternative sources of funding for innovative activities of business entities<\/a> \/\/ Organizational-economic mechanism of management innovative development of economic entities: collective monograph \/ edited by M. Bezpartochnyi, in 3 Vol. \/ Higher School of Social and Economic. Przeworsk: WSSG, 2019. \u2013 Vol. 3. \u2013 P. 209\u2013219.\u00a0<\/span><\/li><\/ol><p style=\"text-align: center;\"><span style=\"color: #000080;\">2017<\/span><\/p><ol><li><span style=\"color: #000080;\">\u041f\u0430\u0445\u043d\u0435\u043d\u043a\u043e \u041e. \u041c. <a style=\"color: #000080;\" href=\"https:\/\/essuir.sumdu.edu.ua\/handle\/123456789\/54580\" target=\"_blank\" rel=\"noopener\">\u0412\u0438\u0434\u0438 \u043c\u0456\u043a\u0440\u043e\u0444\u0456\u043d\u0430\u043d\u0441\u043e\u0432\u0438\u0445 \u043f\u043e\u0441\u043b\u0443\u0433 \u0442\u0430 \u0457\u0445 \u0440\u043e\u043b\u044c \u0443 \u0437\u0430\u0431\u0435\u0437\u043f\u0435\u0447\u0435\u043d\u043d\u0456 \u0441\u043e\u0446\u0456\u0430\u043b\u044c\u043d\u043e-\u0435\u043a\u043e\u043d\u043e\u043c\u0456\u0447\u043d\u043e\u0433\u043e \u0440\u043e\u0437\u0432\u0438\u0442\u043a\u0443<\/a> \/\/ \u041f\u0440\u043e\u0431\u043b\u0435\u043c\u0438 \u0456 \u043f\u0435\u0440\u0441\u043f\u0435\u043a\u0442\u0438\u0432\u0438 \u0440\u043e\u0437\u0432\u0438\u0442\u043a\u0443 \u0444\u0456\u043d\u0430\u043d\u0441\u043e\u0432\u043e\u0457 \u0441\u0438\u0441\u0442\u0435\u043c\u0438 \u0423\u043a\u0440\u0430\u0457\u043d\u0438: \u043c\u043e\u043d\u043e\u0433\u0440\u0430\u0444\u0456\u044f \/ \u0406. \u041e. \u0428\u043a\u043e\u043b\u044c\u043d\u0438\u043a, \u0422. \u0410. \u0412\u0430\u0441\u0438\u043b\u044c\u0454\u0432\u0430, \u0421. \u0412. \u041b\u0454\u043e\u043d\u043e\u0432 \u0442\u0430 \u0456\u043d.; \u0417\u0430 \u0437\u0430\u0433. \u0440\u0435\u0434.: \u0406.\u041e. \u0428\u043a\u043e\u043b\u044c\u043d\u0438\u043a, \u0406.\u0406. \u0420\u0435\u043a\u0443\u043d\u0435\u043d\u043a\u0430. \u0421\u0443\u043c\u0438: \u0421\u0443\u043c\u0414\u0423, 2017. \u0421. 23\u201344.\u00a0<\/span><\/li><\/ol><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-2396\" class=\"elementor-tab-title\" data-tab=\"6\" role=\"button\" aria-controls=\"elementor-tab-content-2396\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><svg class=\"e-font-icon-svg e-fas-caret-right\" viewBox=\"0 0 192 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M0 384.662V127.338c0-17.818 21.543-26.741 34.142-14.142l128.662 128.662c7.81 7.81 7.81 20.474 0 28.284L34.142 398.804C21.543 411.404 0 402.48 0 384.662z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><svg class=\"elementor-toggle-icon-opened e-font-icon-svg e-fas-caret-up\" viewBox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M288.662 352H31.338c-17.818 0-26.741-21.543-14.142-34.142l128.662-128.662c7.81-7.81 20.474-7.81 28.284 0l128.662 128.662c12.6 12.599 3.676 34.142-14.142 34.142z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">Manuals, textbooks<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-2396\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"6\" role=\"region\" aria-labelledby=\"elementor-tab-title-2396\"><div class=\"floatbox\"><div class=\"pos-content\"><div class=\"element element-textarea first last\"><p style=\"text-align: center;\"><span style=\"color: #333399;\">2020<\/span><\/p><ol><li><span style=\"color: #333399;\"><a style=\"color: #333399;\" href=\"https:\/\/essuir.sumdu.edu.ua\/handle\/123456789\/76863\" target=\"_blank\" rel=\"noopener\">\u0421\u0442\u0440\u0430\u0445\u0443\u0432\u0430\u043d\u043d\u044f : \u043d\u0430\u0432\u0447\u0430\u043b\u044c\u043d\u0438\u0439 \u043f\u043e\u0441\u0456\u0431\u043d\u0438\u043a<\/a> \/ \u041e. \u0421. \u0416\u0443\u0440\u0430\u0432\u043a\u0430, \u0410. \u0413. \u0411\u0443\u0445\u0442\u0456\u0430\u0440\u043e\u0432\u0430, \u041e. \u041c. \u041f\u0430\u0445\u043d\u0435\u043d\u043a\u043e. \u2013 \u0421\u0443\u043c\u0438 : \u0421\u0443\u043c\u0441\u044c\u043a\u0438\u0439 \u0434\u0435\u0440\u0436\u0430\u0432\u043d\u0438\u0439 \u0443\u043d\u0456\u0432\u0435\u0440\u0441\u0438\u0442\u0435\u0442, 2020. \u2013 350 \u0441.\u00a0<\/span><\/li><\/ol><p style=\"text-align: center;\"><span style=\"color: #333399;\">2017<\/span><\/p><ol><li><span style=\"color: #333399;\"><a style=\"color: #333399;\" href=\"https:\/\/essuir.sumdu.edu.ua\/handle\/123456789\/51799\" target=\"_blank\" rel=\"noopener\">Introduction to finance : theory and practice : study guide<\/a> \/ I. O. Shkolnyk, M. M. Brychko, O. M. Pakhnenko et al.; edited by Inna Shkolnyk, Ph. D., Dr. of Economics, Maryna Brychko, Ph. D. Sumy : Sumy State University, 2017. 275 p.\u00a0<\/span><\/li><\/ol><ol start=\"2\"><li><span style=\"color: #333399;\">\u041f\u0430\u0445\u043d\u0435\u043d\u043a\u043e \u041e. \u041c., \u0411\u0440\u0438\u0447\u043a\u043e \u041c. \u041c., \u0421\u0435\u043c\u0435\u043d\u043e\u0433 \u0410. \u042e. <a style=\"color: #333399;\" href=\"https:\/\/essuir.sumdu.edu.ua\/handle\/123456789\/53366\" target=\"_blank\" rel=\"noopener\">\u0406\u043b\u044e\u0441\u0442\u0440\u043e\u0432\u0430\u043d\u0438\u0439 \u043f\u043e\u0441\u0456\u0431\u043d\u0438\u043a \u0456\u0437 \u0444\u0456\u043d\u0430\u043d\u0441\u043e\u0432\u043e\u0457 \u0433\u0440\u0430\u043c\u043e\u0442\u043d\u043e\u0441\u0442\u0456 \u0434\u043b\u044f \u0448\u043a\u043e\u043b\u044f\u0440\u0456\u0432<\/a> : \u043d\u0430\u0432\u0447. \u043d\u0430\u043e\u0447. \u043f\u043e\u0441\u0456\u0431. \u0421\u0443\u043c\u0438 : \u0421\u0443\u043c\u0441\u044c\u043a\u0438\u0439 \u0434\u0435\u0440\u0436\u0430\u0432\u043d\u0438\u0439 \u0443\u043d\u0456\u0432\u0435\u0440\u0441\u0438\u0442\u0435\u0442, 2017. 156 \u0441.\u00a0<\/span><\/li><\/ol><ol start=\"3\"><li><span style=\"color: #333399;\"><a style=\"color: #333399;\" href=\"https:\/\/essuir.sumdu.edu.ua\/handle\/123456789\/63410\" target=\"_blank\" rel=\"noopener\">\u0404\u0432\u0440\u043e\u043f\u0435\u0439\u0441\u044c\u043a\u0456 \u0441\u0442\u0443\u0434\u0456\u0457 \u0443 \u0444\u0456\u043d\u0430\u043d\u0441\u0430\u0445<\/a> : \u043d\u0430\u0432\u0447. \u043f\u043e\u0441\u0456\u0431. \/ \u0406. \u041e. \u0428\u043a\u043e\u043b\u044c\u043d\u0438\u043a, \u0410. \u042e. \u0421\u0435\u043c\u0435\u043d\u043e\u0433, \u0412. \u041c. \u041a\u0440\u0435\u043c\u0435\u043d\u044c \u0442\u0430 \u0456\u043d. ; \u0437\u0430 \u0437\u0430\u0433. \u0440\u0435\u0434. \u0406. \u041e. \u0428\u043a\u043e\u043b\u044c\u043d\u0438\u043a, \u0410. \u042e. \u0421\u0435\u043c\u0435\u043d\u043e\u0433\u0430. \u0421\u0443\u043c\u0438 : \u0421\u0443\u043c\u0441\u044c\u043a\u0438\u0439 \u0434\u0435\u0440\u0436\u0430\u0432\u043d\u0438\u0439 \u0443\u043d\u0456\u0432\u0435\u0440\u0441\u0438\u0442\u0435\u0442, 2017. 214 \u0441.\u00a0<\/span><\/li><\/ol><p style=\"text-align: center;\"><span style=\"color: #333399;\">2016<\/span><\/p><ol><li><span style=\"color: #333399;\"><a style=\"color: #333399;\" href=\"https:\/\/essuir.sumdu.edu.ua\/handle\/123456789\/50318\" target=\"_blank\" rel=\"noopener\">\u0424\u0456\u043d\u0430\u043d\u0441\u043e\u0432\u0438\u0439 \u0430\u043d\u0430\u043b\u0456\u0437: \u043d\u0430\u0432\u0447\u0430\u043b\u044c\u043d\u0438\u0439 \u043f\u043e\u0441\u0456\u0431\u043d\u0438\u043a.<\/a> \/ \u0417\u0430 \u0437\u0430\u0433. \u0440\u0435\u0434. \u0428\u043a\u043e\u043b\u044c\u043d\u0438\u043a \u0406. \u041e. [\u0406. \u041e. \u0428\u043a\u043e\u043b\u044c\u043d\u0438\u043a, \u0406. \u041c. \u0411\u043e\u044f\u0440\u043a\u043e, \u041e. \u0412. \u0414\u0435\u0439\u043d\u0435\u043a\u0430 \u0442\u0430 \u0456\u043d.]. \u041a. : \u00ab\u0426\u0435\u043d\u0442\u0440 \u0443\u0447\u0431\u043e\u0432\u043e\u0457 \u043b\u0456\u0442\u0435\u0440\u0430\u0442\u0443\u0440\u0438\u00bb, 2016. 368 \u0441.\u00a0<\/span><\/li><\/ol><\/div><\/div><\/div><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-2397\" class=\"elementor-tab-title\" data-tab=\"7\" role=\"button\" aria-controls=\"elementor-tab-content-2397\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><svg class=\"e-font-icon-svg e-fas-caret-right\" viewBox=\"0 0 192 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M0 384.662V127.338c0-17.818 21.543-26.741 34.142-14.142l128.662 128.662c7.81 7.81 7.81 20.474 0 28.284L34.142 398.804C21.543 411.404 0 402.48 0 384.662z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><svg class=\"elementor-toggle-icon-opened e-font-icon-svg e-fas-caret-up\" viewBox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M288.662 352H31.338c-17.818 0-26.741-21.543-14.142-34.142l128.662-128.662c7.81-7.81 20.474-7.81 28.284 0l128.662 128.662c12.6 12.599 3.676 34.142-14.142 34.142z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">Methodical texts<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-2397\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"7\" role=\"region\" aria-labelledby=\"elementor-tab-title-2397\"><ol><li><span style=\"color: #333399;\"><a href=\"https:\/\/essuir.sumdu.edu.ua\/handle\/123456789\/101821\" target=\"_blank\" rel=\"noopener\">\u041c\u0435\u0442\u043e\u0434\u0438\u0447\u043d\u0456 \u0432\u043a\u0430\u0437\u0456\u0432\u043a\u0438 \u0449\u043e\u0434\u043e \u0432\u0438\u043a\u043e\u043d\u0430\u043d\u043d\u044f \u043a\u0443\u0440\u0441\u043e\u0432\u043e\u0457 \u0440\u043e\u0431\u043e\u0442\u0438 \u0437 \u0434\u0438\u0441\u0446\u0438\u043f\u043b\u0456\u043d\u0438 &#8220;\u0411\u0430\u043d\u043a\u0456\u0432\u0441\u044c\u043a\u0438\u0439 \u043c\u0435\u043d\u0435\u0434\u0436\u043c\u0435\u043d\u0442&#8221;<\/a> \/ \u0443\u043a\u043b\u0430\u0434. : \u041e. \u0410. \u041a\u0440\u0438\u043a\u043b\u0456\u0439, \u041e. \u041c. \u041f\u0430\u0445\u043d\u0435\u043d\u043a\u043e, \u041b. \u0414. \u041f\u0430\u0432\u043b\u0435\u043d\u043a\u043e. \u0421\u0443\u043c\u0438 : \u0421\u0443\u043c\u0441\u044c\u043a\u0438\u0439 \u0434\u0435\u0440\u0436\u0430\u0432\u043d\u0438\u0439 \u0443\u043d\u0456\u0432\u0435\u0440\u0441\u0438\u0442\u0435\u0442, 2026. 38 \u0441.<\/span><\/li><li><span style=\"color: #333399;\">\u041c\u0435\u0442\u043e\u0434\u0438\u0447\u043d\u0456 \u0432\u043a\u0430\u0437\u0456\u0432\u043a\u0438 \u0434\u043e \u043f\u0440\u0430\u043a\u0442\u0438\u0447\u043d\u0438\u0445 \u0437\u0430\u043d\u044f\u0442\u044c \u0442\u0430 \u0441\u0430\u043c\u043e\u0441\u0442\u0456\u0439\u043d\u043e\u0457 \u0440\u043e\u0431\u043e\u0442\u0438 \u0437 \u0434\u0438\u0441\u0446\u0438\u043f\u043b\u0456\u043d\u0438 \u00ab\u0410\u043d\u0430\u043b\u0456\u0437 \u0442\u0430 \u0432\u0456\u0437\u0443\u0430\u043b\u0456\u0437\u0430\u0446\u0456\u044f \u0444\u0456\u043d\u0430\u043d\u0441\u043e\u0432\u0438\u0445 \u0434\u0430\u043d\u0438\u0445\u00bb \/ \u0443\u043a\u043b\u0430\u0434\u0430\u0447\u0456: \u041e.\u041c. \u041f\u0430\u0445\u043d\u0435\u043d\u043a\u043e, \u0410.\u042e. \u0421\u0435\u043c\u0435\u043d\u043e\u0433, \u041c.\u041c. \u0411\u0440\u0438\u0447\u043a\u043e. \u0421\u0443\u043c\u0438: \u0421\u0443\u043c\u0441\u044c\u043a\u0438\u0439 \u0434\u0435\u0440\u0436\u0430\u0432\u043d\u0438\u0439 \u0443\u043d\u0456\u0432\u0435\u0440\u0441\u0438\u0442\u0435\u0442, 2021. 67 \u0441.<\/span><\/li><li><span style=\"color: #333399;\">\u041c\u0435\u0442\u043e\u0434\u0438\u0447\u043d\u0456 \u0432\u043a\u0430\u0437\u0456\u0432\u043a\u0438 \u0434\u043e \u043f\u0440\u0430\u043a\u0442\u0438\u0447\u043d\u0438\u0445 \u0437\u0430\u043d\u044f\u0442\u044c \u0456 \u0441\u0430\u043c\u043e\u0441\u0442\u0456\u0439\u043d\u043e\u0457 \u0440\u043e\u0431\u043e\u0442\u0438 \u0437 \u0434\u0438\u0441\u0446\u0438\u043f\u043b\u0456\u043d\u0438 \u00ab\u0412\u0441\u0442\u0443\u043f \u0443 \u0424\u0456\u043d\u0442\u0435\u0445\u00bb : \u0434\u043b\u044f \u0441\u0442\u0443\u0434. \u0441\u043f\u0435\u0446. 072 \u201c\u0424\u0456\u043d\u0430\u043d\u0441\u0438, \u0431\u0430\u043d\u043a\u0456\u0432\u0441\u044c\u043a\u0430 \u0441\u043f\u0440\u0430\u0432\u0430 \u0442\u0430 \u0441\u0442\u0440\u0430\u0445\u0443\u0432\u0430\u043d\u043d\u044f\u201d \u0432\u0441\u0456\u0445 \u0444\u043e\u0440\u043c \u043d\u0430\u0432\u0447\u0430\u043d\u043d\u044f \/ \u0443\u043a\u043b\u0430\u0434\u0430\u0447\u0456: \u0410. \u042e. \u0421\u0435\u043c\u0435\u043d\u043e\u0433, \u041e. \u041c. \u041f\u0430\u0445\u043d\u0435\u043d\u043a\u043e, \u041c. \u041c. \u0411\u0440\u0438\u0447\u043a\u043e. \u0421\u0443\u043c\u0438 : \u0421\u0443\u043c\u0441\u044c\u043a\u0438\u0439 \u0434\u0435\u0440\u0436\u0430\u0432\u043d\u0438\u0439 \u0443\u043d\u0456\u0432\u0435\u0440\u0441\u0438\u0442\u0435\u0442, 2021. 54 \u0441.<\/span><\/li><li><span style=\"color: #333399;\">\u041c\u0435\u0442\u043e\u0434\u0438\u0447\u043d\u0456 \u0432\u043a\u0430\u0437\u0456\u0432\u043a\u0438 \u0434\u043e \u0432\u0438\u043a\u043e\u043d\u0430\u043d\u043d\u044f \u043a\u0443\u0440\u0441\u043e\u0432\u043e\u0457 \u0440\u043e\u0431\u043e\u0442\u0438 \u0437 \u0434\u0438\u0441\u0446\u0438\u043f\u043b\u0456\u043d\u0438 \u201c\u0424\u0456\u043d\u0430\u043d\u0441\u043e\u0432\u0430 \u0441\u0442\u0430\u0442\u0438\u0441\u0442\u0438\u043a\u0430\u201d: \u0434\u043b\u044f \u0441\u0442\u0443\u0434. \u0441\u043f\u0435\u0446. 072 \u201c\u0424\u0456\u043d\u0430\u043d\u0441\u0438, \u0431\u0430\u043d\u043a\u0456\u0432\u0441\u044c\u043a\u0430 \u0441\u043f\u0440\u0430\u0432\u0430 \u0442\u0430 \u0441\u0442\u0440\u0430\u0445\u0443\u0432\u0430\u043d\u043d\u044f\u201d \u0432\u0441\u0456\u0445 \u0444\u043e\u0440\u043c \u043d\u0430\u0432\u0447\u0430\u043d\u043d\u044f \/ \u041c. \u041c. \u0411\u0440\u0438\u0447\u043a\u043e, \u0406. \u0406. \u0420\u0435\u043a\u0443\u043d\u0435\u043d\u043a\u043e, \u041e. \u041c. \u041f\u0430\u0445\u043d\u0435\u043d\u043a\u043e. \u0421\u0443\u043c\u0438 : \u0421\u0443\u043c\u0414\u0423, 2021. 24 \u0441.<\/span><\/li><li><span style=\"color: #333399;\">\u041c\u0435\u0442\u043e\u0434\u0438\u0447\u043di \u0432\u043a\u0430\u0437\u0456\u0432\u043a\u0438 \u0449\u043e\u0434\u043e \u0432\u0438\u043a\u043e\u043d\u0430\u043d\u043d\u044f \u043a\u043e\u043d\u0442\u0440\u043e\u043b\u044c\u043d\u043e\u0457 \u0440\u043e\u0431\u043e\u0442\u0438 \u0437 \u0434\u0438\u0441\u0446\u0438\u043f\u043b\u0456\u043d\u0438 &#8220;\u0424\u0456\u043d\u0430\u043d\u0441\u043e\u0432\u0430 \u0441\u0442\u0430\u0442\u0438\u0441\u0442\u0438\u043a\u0430&#8221;: \u0434\u043b\u044f \u0441\u0442\u0443\u0434. \u0441\u043f\u0435\u0446.072 &#8220;\u0424\u0456\u043d\u0430\u043d\u0441\u0438, \u0431\u0430\u043d\u043a\u0456\u0432\u0441\u044c\u043a\u0430 \u0441\u043f\u0440\u0430\u0432\u0430 \u0442\u0430 \u0441\u0442\u0440\u0430\u0445\u0443\u0432\u0430\u043d\u043d\u044f&#8221; \u0443\u0441\u0456\u0445 \u0444\u043e\u0440\u043c \u043d\u0430\u0432\u0447\u0430\u043d\u043d\u044f \/ \u041c. \u041c. \u0411\u0440\u0438\u0447\u043a\u043e, \u0412. \u041c. \u041a\u0440\u0435\u043c\u0435\u043d\u044c, \u0410. \u042e. \u0421\u0435\u043c\u0435\u043d\u043e\u0433, \u041e. \u041c. \u041f\u0430\u0445\u043d\u0435\u043d\u043a\u043e. \u0421\u0443\u043c\u0438 : \u0421\u0443\u043c\u0414\u0423, 2020. 61 \u0441.<\/span><\/li><li><span style=\"color: #333399;\">Introduction to finance : student\u2019s workbook \/ I. O. Shkolnyk, M. M. Brychko, O. M. Pakhnenko, A. Y. Semenog, V. M. Kremen \u2013 Sumy : Sumy State University, 2017. \u2013 137 p.<\/span><\/li><li><span style=\"color: #333399;\">\u041f\u043e\u0434\u0430\u0442\u043a\u043e\u0432\u0430 \u0441\u0438\u0441\u0442\u0435\u043c\u0430: \u041f\u0440\u0430\u043a\u0442\u0438\u043a\u0443\u043c \/ \u0423\u043a\u043b\u0430\u0434.: \u0410. \u042e. \u0421\u0435\u043c\u0435\u043d\u043e\u0433, \u041e. \u041c. \u041f\u0430\u0445\u043d\u0435\u043d\u043a\u043e, \u041c. \u041c. \u0411\u0440\u0438\u0447\u043a\u043e. \u2013 \u0421\u0443\u043c\u0438: \u0423\u0410\u0411\u0421, 2015. \u2013 123 \u0441.;<\/span><\/li><li><span style=\"color: #333399;\">\u041f\u043e\u0434\u0430\u0442\u043a\u043e\u0432\u0430 \u0441\u0438\u0441\u0442\u0435\u043c\u0430: \u041c\u0435\u0442\u043e\u0434\u0438\u0447\u043d\u0456 \u0440\u0435\u043a\u043e\u043c\u0435\u043d\u0434\u0430\u0446\u0456\u0457 \u0449\u043e\u0434\u043e \u0432\u0438\u043a\u043e\u043d\u0430\u043d\u043d\u044f \u043a\u043e\u043d\u0442\u0440\u043e\u043b\u044c\u043d\u043e\u0457 \u0440\u043e\u0431\u043e\u0442\u0438 \/ \u0423\u043a\u043b\u0430\u0434.: \u0410. \u042e. \u0421\u0435\u043c\u0435\u043d\u043e\u0433, \u041e. \u041c. \u041f\u0430\u0445\u043d\u0435\u043d\u043a\u043e, \u041c. \u041c. \u0411\u0440\u0438\u0447\u043a\u043e. \u2013 \u0421\u0443\u043c\u0438: \u0423\u0410\u0411\u0421, 2015. \u2013 79 \u0441.<\/span><\/li><\/ol><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-2398\" class=\"elementor-tab-title\" data-tab=\"8\" role=\"button\" aria-controls=\"elementor-tab-content-2398\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><svg class=\"e-font-icon-svg e-fas-caret-right\" viewBox=\"0 0 192 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M0 384.662V127.338c0-17.818 21.543-26.741 34.142-14.142l128.662 128.662c7.81 7.81 7.81 20.474 0 28.284L34.142 398.804C21.543 411.404 0 402.48 0 384.662z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><svg class=\"elementor-toggle-icon-opened e-font-icon-svg e-fas-caret-up\" viewBox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M288.662 352H31.338c-17.818 0-26.741-21.543-14.142-34.142l128.662-128.662c7.81-7.81 20.474-7.81 28.284 0l128.662 128.662c12.6 12.599 3.676 34.142-14.142 34.142z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">Proceedings<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-2398\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"8\" role=\"region\" aria-labelledby=\"elementor-tab-title-2398\"><p style=\"text-align: center;\"><span style=\"color: #000080;\">2023<\/span><\/p><ol><li><span style=\"color: #000080;\">\u041f\u0430\u0445\u043d\u0435\u043d\u043a\u043e \u041e. <a href=\"https:\/\/essuir.sumdu.edu.ua\/handle\/123456789\/93329\" target=\"_blank\" rel=\"noopener\">\u0421\u043e\u0446\u0456\u043e-\u0434\u0435\u043c\u043e\u0433\u0440\u0430\u0444\u0456\u0447\u043d\u0456 \u0434\u0435\u0442\u0435\u0440\u043c\u0456\u043d\u0430\u043d\u0442\u0438 \u0432\u0440\u0430\u0437\u043b\u0438\u0432\u043e\u0441\u0442\u0456 \u043a\u043e\u0440\u0438\u0441\u0442\u0443\u0432\u0430\u0447\u0456\u0432 \u0444\u0456\u043d\u0430\u043d\u0441\u043e\u0432\u0438\u0445 \u043f\u043e\u0441\u043b\u0443\u0433 \u0434\u043e \u043a\u0456\u0431\u0435\u0440\u0440\u0438\u0437\u0438\u043a\u0456\u0432<\/a> \/ \u041c\u0430\u0442\u0435\u0440\u0456\u0430\u043b\u0438 \u043d\u0430\u0443\u043a\u043e\u0432\u043e\u0457 \u043e\u043d\u043b\u0430\u0439\u043d-\u043a\u043e\u043d\u0444\u0435\u0440\u0435\u043d\u0446\u0456\u0457 \u00ab\u0412\u0438\u043a\u043b\u0438\u043a\u0438 \u043a\u0456\u0431\u0435\u0440\u0431\u0435\u0437\u043f\u0435\u043a\u0438 \u0456\u043d\u0434\u0443\u0441\u0442\u0440\u0456\u0457 \u0444\u0456\u043d\u0430\u043d\u0441\u043e\u0432\u0438\u0445 \u043f\u043e\u0441\u043b\u0443\u0433\u00bb (\u0421\u0443\u043c\u0438, 07 \u0432\u0435\u0440\u0435\u0441\u043d\u044f 2023) \/ \u0437\u0430 \u0437\u0430\u0433. \u0440\u0435\u0434. \u0434\u043e\u0446. \u041a\u043e\u0439\u0431\u0456\u0447\u0443\u043a \u0412. \u0412. \u2013 \u0421. 90-93.<\/span><\/li><\/ol><p style=\"text-align: center;\"><span style=\"color: #000080;\">2022<\/span><\/p><ol><li><span style=\"color: #000080;\">Pakhnenko O., Shalda A. <a href=\"https:\/\/fintech.biem.sumdu.edu.ua\/wp-content\/uploads\/2023\/01\/zbirnik_2022-ftp.pdf\">The role of digital technologies in responding to COVID-19<\/a> \/ \u041c\u0430\u0442\u0435\u0440\u0456\u0430\u043b\u0438 \u041c\u0456\u0436\u043d\u0430\u0440\u043e\u0434\u043d\u043e\u0457 \u043d\u0430\u0443\u043a\u043e\u0432\u043e-\u043f\u0440\u0430\u043a\u0442\u0438\u0447\u043d\u043e\u0457 \u043a\u043e\u043d\u0444\u0435\u0440\u0435\u043d\u0446\u0456\u0457 \u00ab\u0426\u0438\u0444\u0440\u043e\u0432\u0456 \u0442\u0440\u0430\u043d\u0441\u0444\u043e\u0440\u043c\u0430\u0446\u0456\u0457 \u0442\u0430 \u0456\u043d\u043d\u043e\u0432\u0430\u0446\u0456\u0439\u043d\u0456 \u0442\u0435\u0445\u043d\u043e\u043b\u043e\u0433\u0456\u0457 \u0432 \u0435\u043a\u043e\u043d\u043e\u043c\u0456\u0446\u0456: \u0432\u0438\u043a\u043b\u0438\u043a\u0438, \u0440\u0435\u0430\u043b\u0456\u0457, \u0441\u0442\u0440\u0430\u0442\u0435\u0433\u0456\u0457\u00bb (\u0423\u043a\u0440\u0430\u0457\u043d\u0430, \u0421\u0443\u043c\u0438, 17-19 \u0447\u0435\u0440\u0432\u043d\u044f 2022 \u0440.). \/ \u0437\u0430 \u0437\u0430\u0433. \u0440\u0435\u0434. \u041b.\u041b. \u0413\u0440\u0438\u0446\u0435\u043d\u043a\u043e, \u0406.\u0412. \u0422\u044e\u0442\u044e\u043d\u0438\u043a. \u2013 \u0421. 31-34.<\/span><\/li><\/ol><p style=\"text-align: center;\"><span style=\"color: #000080;\">2021<\/span><\/p><ol><li><span style=\"color: #000080;\">\u041f\u0430\u0445\u043d\u0435\u043d\u043a\u043e \u041e.\u041c., \u0420\u0438\u0431\u0430\u043b\u044c\u0447\u0435\u043d\u043a\u043e \u0412.\u0412. \u041f\u0440\u043e\u0431\u043b\u0435\u043c\u043d\u0456 \u0430\u0441\u043f\u0435\u043a\u0442\u0438 \u0435\u043a\u043e\u043b\u043e\u0433\u0456\u0447\u043d\u043e\u0441\u0442\u0456 \u043a\u0440\u0438\u043f\u0442\u043e\u0432\u0430\u043b\u044e\u0442 \/ <a href=\"https:\/\/essuir.sumdu.edu.ua\/handle\/123456789\/88453\" target=\"_blank\" rel=\"noopener\">\u041f\u0440\u043e\u0431\u043b\u0435\u043c\u0438 \u0442\u0430 \u043f\u0435\u0440\u0441\u043f\u0435\u043a\u0442\u0438\u0432\u0438 \u0440\u043e\u0437\u0432\u0438\u0442\u043a\u0443 \u0444\u0456\u043d\u0430\u043d\u0441\u043e\u0432\u043e-\u043a\u0440\u0435\u0434\u0438\u0442\u043d\u043e\u0457 \u0441\u0438\u0441\u0442\u0435\u043c\u0438 \u0423\u043a\u0440\u0430\u0457\u043d\u0438<\/a>: \u043c\u0430\u0442\u0435\u0440\u0456\u0430\u043b\u0438 \u041c\u0456\u0436\u043d\u0430\u0440\u043e\u0434\u043d\u043e\u0457 \u043d\u0430\u0443\u043a\u043e\u0432\u043e-\u043f\u0440\u0430\u043a\u0442\u0438\u0447\u043d\u043e\u0457 \u043a\u043e\u043d\u0444\u0435\u0440\u0435\u043d\u0446\u0456\u0457 (\u043c. \u0421\u0443\u043c\u0438, 22\u201324 \u043b\u0438\u0441\u0442\u043e\u043f\u0430\u0434\u0430 2021 \u0440\u043e\u043a\u0443) \/ \u041d\u0430\u0432\u0447\u0430\u043b\u044c\u043d\u043e-\u043d\u0430\u0443\u043a\u043e\u0432\u0438\u0439 \u0456\u043d\u0441\u0442\u0438\u0442\u0443\u0442 \u0431\u0456\u0437\u043d\u0435\u0441\u0443, \u0435\u043a\u043e\u043d\u043e\u043c\u0456\u043a\u0438 \u0442\u0430 \u043c\u0435\u043d\u0435\u0434\u0436\u043c\u0435\u043d\u0442\u0443 \u0421\u0443\u043c\u0441\u044c\u043a\u043e\u0433\u043e \u0434\u0435\u0440\u0436\u0430\u0432\u043d\u043e\u0433\u043e \u0443\u043d\u0456\u0432\u0435\u0440\u0441\u0438\u0442\u0435\u0442\u0443. \u2013 \u0421\u0443\u043c\u0438: \u0421\u0443\u043c\u0441\u044c\u043a\u0438\u0439 \u0434\u0435\u0440\u0436\u0430\u0432\u043d\u0438\u0439 \u0443\u043d\u0456\u0432\u0435\u0440\u0441\u0438\u0442\u0435\u0442, 2021. \u2013 \u0421. 166-169.<\/span><\/li><li><span style=\"color: #000080;\">\u041f\u0430\u0445\u043d\u0435\u043d\u043a\u043e \u041e.\u041c., \u0428\u0430\u043b\u0434\u0430 \u0410.\u0410. Proximity marketing \u0432 \u0434\u0456\u044f\u043b\u044c\u043d\u043e\u0441\u0442\u0456 \u0444\u0456\u043d\u0430\u043d\u0441\u043e\u0432\u0438\u0445 \u0443\u0441\u0442\u0430\u043d\u043e\u0432 \/ <a href=\"https:\/\/essuir.sumdu.edu.ua\/handle\/123456789\/88453\" target=\"_blank\" rel=\"noopener\">\u041f\u0440\u043e\u0431\u043b\u0435\u043c\u0438 \u0442\u0430 \u043f\u0435\u0440\u0441\u043f\u0435\u043a\u0442\u0438\u0432\u0438 \u0440\u043e\u0437\u0432\u0438\u0442\u043a\u0443 \u0444\u0456\u043d\u0430\u043d\u0441\u043e\u0432\u043e-\u043a\u0440\u0435\u0434\u0438\u0442\u043d\u043e\u0457 \u0441\u0438\u0441\u0442\u0435\u043c\u0438 \u0423\u043a\u0440\u0430\u0457\u043d\u0438<\/a>: \u043c\u0430\u0442\u0435\u0440\u0456\u0430\u043b\u0438 \u041c\u0456\u0436\u043d\u0430\u0440\u043e\u0434\u043d\u043e\u0457 \u043d\u0430\u0443\u043a\u043e\u0432\u043e-\u043f\u0440\u0430\u043a\u0442\u0438\u0447\u043d\u043e\u0457 \u043a\u043e\u043d\u0444\u0435\u0440\u0435\u043d\u0446\u0456\u0457 (\u043c. \u0421\u0443\u043c\u0438, 22\u201324 \u043b\u0438\u0441\u0442\u043e\u043f\u0430\u0434\u0430 2021 \u0440\u043e\u043a\u0443) \/ \u041d\u0430\u0432\u0447\u0430\u043b\u044c\u043d\u043e-\u043d\u0430\u0443\u043a\u043e\u0432\u0438\u0439 \u0456\u043d\u0441\u0442\u0438\u0442\u0443\u0442 \u0431\u0456\u0437\u043d\u0435\u0441\u0443, \u0435\u043a\u043e\u043d\u043e\u043c\u0456\u043a\u0438 \u0442\u0430 \u043c\u0435\u043d\u0435\u0434\u0436\u043c\u0435\u043d\u0442\u0443 \u0421\u0443\u043c\u0441\u044c\u043a\u043e\u0433\u043e \u0434\u0435\u0440\u0436\u0430\u0432\u043d\u043e\u0433\u043e \u0443\u043d\u0456\u0432\u0435\u0440\u0441\u0438\u0442\u0435\u0442\u0443. \u2013 \u0421\u0443\u043c\u0438: \u0421\u0443\u043c\u0441\u044c\u043a\u0438\u0439 \u0434\u0435\u0440\u0436\u0430\u0432\u043d\u0438\u0439 \u0443\u043d\u0456\u0432\u0435\u0440\u0441\u0438\u0442\u0435\u0442, 2021. \u2013 \u0421. 68-70.<\/span><\/li><li><span style=\"color: #000080;\">Tverezovska O., Hrytsenko L., Pakhnenko O. Analysis of financial inclusion in Ukraine in the situation of unstability \/ <a href=\"https:\/\/essuir.sumdu.edu.ua\/handle\/123456789\/86465\" target=\"_blank\" rel=\"noopener\">Aspects of Financial Literacy<\/a> : Collection of Studies of the International Scientific and Practical Conference (March 22\u201323, 2021) \/ edited by Zsolt P\u00e1l, Yuliia Serpeninova, Larysa Hrytsenko. \u2013 Sumy : Sumy State University, 2021. P. 353-361.<br \/><\/span><\/li><\/ol><p style=\"text-align: center;\"><span style=\"color: #000080;\">2020<\/span><\/p><ol><li><span style=\"color: #000080;\">Sadigov M., Pakhnenko O., Lyeonov S. <a style=\"color: #000080;\" href=\"https:\/\/essuir.sumdu.edu.ua\/handle\/123456789\/88454\" target=\"_blank\" rel=\"noopener\">Linking between financial literacy and extending of fintech services.<\/a> Book of Proceedings Vol. 1\/4. 55th International Scientific Conference on Economic and Social Development. Baku, 18-19 June, 2020. P. 915-924.\u00a0<\/span><\/li><li><span style=\"color: #000080;\">\u041f\u0430\u0445\u043d\u0435\u043d\u043a\u043e \u041e. <a style=\"color: #000080;\" href=\"https:\/\/essuir.sumdu.edu.ua\/handle\/123456789\/81514\" target=\"_blank\" rel=\"noopener\">\u0412\u0438\u043a\u043e\u0440\u0438\u0441\u0442\u0430\u043d\u043d\u044f \u043c\u0435\u0442\u043e\u0434\u0443 \u0441\u0438\u0441\u0442\u0435\u043c\u043d\u043e\u0457 \u0434\u0438\u043d\u0430\u043c\u0456\u043a\u0438 \u0443 \u0444\u0456\u043d\u0430\u043d\u0441\u043e\u0432\u0456\u0439 \u043f\u043e\u043b\u0456\u0442\u0438\u0446\u0456 \u0434\u0435\u0440\u0436\u0430\u0432\u0438.<\/a> \u041f\u0440\u043e\u0431\u043b\u0435\u043c\u0438 \u0442\u0430 \u043f\u0435\u0440\u0441\u043f\u0435\u043a\u0442\u0438\u0432\u0438 \u0440\u043e\u0437\u0432\u0438\u0442\u043a\u0443 \u0444\u0456\u043d\u0430\u043d\u0441\u043e\u0432\u043e-\u043a\u0440\u0435\u0434\u0438\u0442\u043d\u043e\u0457 \u0441\u0438\u0441\u0442\u0435\u043c\u0438 \u0423\u043a\u0440\u0430\u0457\u043d\u0438 : \u0437\u0431\u0456\u0440\u043d\u0438\u043a \u043c\u0430\u0442\u0435\u0440\u0456\u0430\u043b\u0456\u0432 V \u0412\u0441\u0435\u0443\u043a\u0440. \u043d\u0430\u0443\u043a.-\u043f\u0440\u0430\u043a\u0442. on-line \u043a\u043e\u043d\u0444\u0435\u0440\u0435\u043d\u0446\u0456\u0457, \u043c. \u0421\u0443\u043c\u0438, 19\u201320 \u043b\u0438\u0441\u0442. 2020 \u0440. \/ \u0421\u0443\u043c\u0414\u0423. \u0421\u0443\u043c\u0438, 2020. \u0421. 236-239.\u00a0<\/span><\/li><\/ol><p style=\"text-align: center;\"><span style=\"color: #000080;\">2019<\/span><\/p><ol><li><span style=\"color: #000080;\">\u041f\u0430\u0445\u043d\u0435\u043d\u043a\u043e \u041e.\u041c., \u041c\u0430\u0440\u0442\u0438\u043d\u0435\u043d\u043a\u043e \u041a.\u0412. <a style=\"color: #000080;\" href=\"https:\/\/essuir.sumdu.edu.ua\/handle\/123456789\/77632\" target=\"_blank\" rel=\"noopener\">\u041e\u0441\u043e\u0431\u043b\u0438\u0432\u043e\u0441\u0442\u0456 \u0444\u043e\u0440\u043c\u0443\u0432\u0430\u043d\u043d\u044f \u043a\u043e\u0440\u043f\u043e\u0440\u0430\u0442\u0438\u0432\u043d\u043e\u0457 \u0441\u0442\u0440\u0430\u0442\u0435\u0433\u0456\u0457 \u043f\u0456\u0434\u043f\u0440\u0438\u0454\u043c\u0441\u0442\u0432 \u043d\u0430 \u0441\u0443\u0447\u0430\u0441\u043d\u043e\u043c\u0443 \u0435\u0442\u0430\u043f\u0456.<\/a> \u041f\u0440\u043e\u0431\u043b\u0435\u043c\u0438 \u0442\u0430 \u043f\u0435\u0440\u0441\u043f\u0435\u043a\u0442\u0438\u0432\u0438 \u0440\u043e\u0437\u0432\u0438\u0442\u043a\u0443 \u0444\u0456\u043d\u0430\u043d\u0441\u043e\u0432\u043e-\u043a\u0440\u0435\u0434\u0438\u0442\u043d\u043e\u0457 \u0441\u0438\u0441\u0442\u0435\u043c\u0438 \u0423\u043a\u0440\u0430\u0457\u043d\u0438: \u0437\u0431\u0456\u0440\u043d\u0438\u043a \u043c\u0430\u0442\u0435\u0440\u0456\u0430\u043b\u0456\u0432 \u0406V \u0412\u0441\u0435\u0443\u043a\u0440\u0430\u0457\u043d\u0441\u044c\u043a\u043e\u0457 \u043d\u0430\u0443\u043a\u043e\u0432\u043e-\u043f\u0440\u0430\u043a\u0442\u0438\u0447\u043d\u043e\u0457 on-line \u043a\u043e\u043d\u0444\u0435\u0440\u0435\u043d\u0446\u0456\u0457 : \u0443 2 \u0447. (\u043c. \u0421\u0443\u043c\u0438, 21\u201322 \u043b\u0438\u0441\u0442\u043e\u043f\u0430\u0434\u0430 2019 \u0440\u043e\u043a\u0443).\u04272. \u0421. 25-29.\u00a0<\/span><\/li><\/ol><p style=\"text-align: center;\"><span style=\"color: #000080;\">2018<\/span><\/p><ol><li><span style=\"color: #000080;\">\u041f\u0430\u0445\u043d\u0435\u043d\u043a\u043e \u041e.\u041c. <a style=\"color: #000080;\" href=\"https:\/\/essuir.sumdu.edu.ua\/handle\/123456789\/70604\" target=\"_blank\" rel=\"noopener\">\u0420\u0438\u0437\u0438\u043a\u0438 \u0442\u0430 \u043f\u0435\u0440\u0435\u0432\u0430\u0433\u0438 \u0432\u0438\u043a\u043e\u0440\u0438\u0441\u0442\u0430\u043d\u043d\u044f \u043a\u0440\u0438\u043f\u0442\u043e\u0432\u0430\u043b\u044e\u0442 \u0432 \u0441\u0443\u0447\u0430\u0441\u043d\u0456\u0439 \u0435\u043a\u043e\u043d\u043e\u043c\u0456\u0446\u0456<\/a> \/\/ \u041f\u0440\u043e\u0431\u043b\u0435\u043c\u0438 \u0442\u0430 \u043f\u0435\u0440\u0441\u043f\u0435\u043a\u0442\u0438\u0432\u0438 \u0440\u043e\u0437\u0432\u0438\u0442\u043a\u0443 \u0444\u0456\u043d\u0430\u043d\u0441\u043e\u0432\u043e-\u043a\u0440\u0435\u0434\u0438\u0442\u043d\u043e\u0457 \u0441\u0438\u0441\u0442\u0435\u043c\u0438 \u0423\u043a\u0440\u0430\u0457\u043d\u0438 : \u0437\u0431\u0456\u0440\u043d\u0438\u043a \u043c\u0430\u0442\u0435\u0440\u0456\u0430\u043b\u0456\u0432 \u0406\u0406I \u0412\u0441\u0435\u0443\u043a\u0440\u0430\u0457\u043d\u0441\u044c\u043a\u043e\u0457 \u043d\u0430\u0443\u043a\u043e\u0432\u043e-\u043f\u0440\u0430\u043a\u0442\u0438\u0447\u043d\u043e\u0457 on-line \u043a\u043e\u043d\u0444\u0435\u0440\u0435\u043d\u0446\u0456\u0457 (\u0421\u0443\u043c\u0438, 22\u201323 \u043b\u0438\u0441\u0442\u043e\u043f\u0430\u0434\u0430 2018 \u0440\u043e\u043a\u0443). \u0421\u0443\u043c\u0438 : \u0421\u0443\u043c\u0441\u044c\u043a\u0438\u0439 \u0434\u0435\u0440\u0436\u0430\u0432\u043d\u0438\u0439 \u0443\u043d\u0456\u0432\u0435\u0440\u0441\u0438\u0442\u0435\u0442, 2018. \u0421. 132-136.\u00a0<\/span><\/li><\/ol><p style=\"text-align: center;\"><span style=\"color: #000080;\">2017<\/span><\/p><ol><li><span style=\"color: #000080;\">Pakhnenko O. <a style=\"color: #000080;\" href=\"https:\/\/essuir.sumdu.edu.ua\/handle\/123456789\/51251\" target=\"_blank\" rel=\"noopener\">Values-based investing as a background of company\u2019s management<\/a> \/\/ Innovative Economy: Processes, Strategies, Technologies: proceedings of the International Scientific Conference, Kielce, January 27, 2017. Poland: Baltija Publishing, 2017. P. 170-172.\u00a0<\/span><\/li><li><span style=\"color: #000080;\"><a style=\"color: #000080;\" href=\"https:\/\/essuir.sumdu.edu.ua\/handle\/123456789\/57877\" target=\"_blank\" rel=\"noopener\">Pakhnenko O. Actual problems of financial literacy in modern economies<\/a> \/\/ Proceedings of International Scientific Conference \u00abScientific Research Priorities &#8211; 2017: theoretical and practical value\u00bb, Nowy Sacz, Poland, 22-23 of June 2017, National-Louis University, Nowy Sacz. P. 22-24\u00a0<\/span><\/li><li><span style=\"color: #000080;\">\u041f\u0430\u0445\u043d\u0435\u043d\u043a\u043e \u041e.\u041c. <a style=\"color: #000080;\" href=\"https:\/\/essuir.sumdu.edu.ua\/handle\/123456789\/66686\" target=\"_blank\" rel=\"noopener\">\u0410\u043d\u0430\u043b\u0456\u0437 \u043f\u0456\u0434\u0445\u043e\u0434\u0456\u0432 \u0434\u043e \u043e\u0446\u0456\u043d\u044e\u0432\u0430\u043d\u043d\u044f \u0440\u0456\u0432\u043d\u044f \u0444\u0456\u043d\u0430\u043d\u0441\u043e\u0432\u043e\u0457 \u0456\u043d\u043a\u043b\u044e\u0437\u0438\u0432\u043d\u043e\u0441\u0442\u0456<\/a> \/\/ \u041f\u0440\u043e\u0431\u043b\u0435\u043c\u0438 \u0456 \u043f\u0435\u0440\u0441\u043f\u0435\u043a\u0442\u0438\u0432\u0438 \u0440\u043e\u0437\u0432\u0438\u0442\u043a\u0443 \u0444\u0456\u043d\u0430\u043d\u0441\u043e\u0432\u043e-\u043a\u0440\u0435\u0434\u0438\u0442\u043d\u043e\u0457 \u0441\u0438\u0441\u0442\u0435\u043c\u0438 \u0423\u043a\u0440\u0430\u0457\u043d\u0438 : \u0437\u0431\u0456\u0440\u043d\u0438\u043a \u043c\u0430\u0442\u0435\u0440\u0456\u0430\u043b\u0456\u0432 \u0406\u0406 \u0412\u0441\u0435\u0443\u043a\u0440\u0430\u0457\u043d\u0441\u044c\u043a\u043e\u0457 \u043d\u0430\u0443\u043a\u043e\u0432\u043e-\u043f\u0440\u0430\u043a\u0442\u0438\u0447\u043d\u043e\u0457 \u043a\u043e\u043d\u0444\u0435\u0440\u0435\u043d\u0446\u0456\u0457 (23 \u043b\u0438\u0441\u0442\u043e\u043f\u0430\u0434\u0430 2017 \u0440.). \u0421\u0443\u043c\u0438 : \u041d\u041d\u0406 \u0411\u0422 \u00ab\u0423\u0410\u0411\u0421\u00bb \u0421\u0443\u043c\u0414\u0423, 2017. \u0421. 170-174.\u00a0<\/span><\/li><\/ol><p style=\"text-align: center;\"><span style=\"color: #000080;\">2016<\/span><\/p><ol><li><span style=\"color: #000080;\">\u041f\u0430\u0445\u043d\u0435\u043d\u043a\u043e \u041e.\u041c. <a style=\"color: #000080;\" href=\"https:\/\/essuir.sumdu.edu.ua\/handle\/123456789\/48856\" target=\"_blank\" rel=\"noopener\">\u041c\u043e\u0434\u0435\u043b\u0456 \u043c\u0456\u043a\u0440\u043e\u0444\u0456\u043d\u0430\u043d\u0441\u0443\u0432\u0430\u043d\u043d\u044f \u0432 \u043a\u0440\u0430\u0457\u043d\u0430\u0445 \u0437 \u0440\u0456\u0437\u043d\u0438\u043c \u0440\u0456\u0432\u043d\u0435\u043c \u0435\u043a\u043e\u043d\u043e\u043c\u0456\u0447\u043d\u043e\u0433\u043e \u0440\u043e\u0437\u0432\u0438\u0442\u043a\u0443<\/a> \/\/ \u041f\u0440\u043e\u0431\u043b\u0435\u043c\u0438 \u0456 \u043f\u0435\u0440\u0441\u043f\u0435\u043a\u0442\u0438\u0432\u0438 \u0440\u043e\u0437\u0432\u0438\u0442\u043a\u0443 \u0444\u0456\u043d\u0430\u043d\u0441\u043e\u0432\u043e-\u043a\u0440\u0435\u0434\u0438\u0442\u043d\u043e\u0457 \u0441\u0438\u0441\u0442\u0435\u043c\u0438 \u0423\u043a\u0440\u0430\u0457\u043d\u0438 : \u0437\u0431\u0456\u0440\u043d\u0438\u043a \u043c\u0430\u0442\u0435\u0440\u0456\u0430\u043b\u0456\u0432 \u0406 \u0412\u0441\u0435\u0443\u043a\u0440\u0430\u0457\u043d\u0441\u044c\u043a\u043e\u0457 \u043d\u0430\u0443\u043a\u043e\u0432\u043e-\u043f\u0440\u0430\u043a\u0442\u0438\u0447\u043d\u043e\u0457 \u043a\u043e\u043d\u0444\u0435\u0440\u0435\u043d\u0446\u0456\u0457 (23\u201324 \u043b\u0438\u0441\u0442\u043e\u043f\u0430\u0434\u0430 2016 \u0440.). \u0421\u0443\u043c\u0438 : \u041d\u041d\u0406 \u0411\u0422 \u00ab\u0423\u0410\u0411\u0421\u00bb \u0421\u0443\u043c\u0414\u0423, 2016. \u0421. 137-142.\u00a0<\/span><\/li><\/ol><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-2399\" class=\"elementor-tab-title\" data-tab=\"9\" role=\"button\" aria-controls=\"elementor-tab-content-2399\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><svg class=\"e-font-icon-svg e-fas-caret-right\" viewBox=\"0 0 192 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M0 384.662V127.338c0-17.818 21.543-26.741 34.142-14.142l128.662 128.662c7.81 7.81 7.81 20.474 0 28.284L34.142 398.804C21.543 411.404 0 402.48 0 384.662z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><svg class=\"elementor-toggle-icon-opened e-font-icon-svg e-fas-caret-up\" viewBox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M288.662 352H31.338c-17.818 0-26.741-21.543-14.142-34.142l128.662-128.662c7.81-7.81 20.474-7.81 28.284 0l128.662 128.662c12.6 12.599 3.676 34.142-14.142 34.142z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">Scientific Grants<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-2399\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"9\" role=\"region\" aria-labelledby=\"elementor-tab-title-2399\"><p><span style=\"color: #000080;\">Financial and institutional framework for the sustainable recovery of Ukraine\u2019s economy: an ESG-oriented model of interaction between the state, financial, and real sectors (state registration number 0126U000594), 2026\u20132028;<\/span><\/p><p><span style=\"color: #000080;\"><a href=\"https:\/\/ek.biem.sumdu.edu.ua\/en\/cybersecurity-and-digital-transformation-of-the-economy-of-a-country-at-war-combating-cybercrime-corruption-and-the-shadow-economy-state-registration-number-0124u000544-2024-2026\">Cybersecurity and digital transformations of the country&#8217;s wartime economy: the fight against cybercrime, corruption and the shadow sector<\/a> (state registration number 0124U000544), 2024\u20132026;<\/span><\/p><p><span style=\"color: #000080;\">Socio-economic recovery after COVID-19: modelling the implications for macroeconomic stability, national security and local community<br \/>resilience (state registration number 0122U000778), 2022\u20132024;<\/span><\/p><p><span style=\"color: #000080;\"><a href=\"https:\/\/essuir.sumdu.edu.ua\/handle\/123456789\/95199\" target=\"_blank\" rel=\"noopener\">Digitalization and transparency of public, corporate and personal finance: the impact on innovation development and national security<\/a> (state registration number 0122U000774), 2023;<\/span><\/p><p><span style=\"color: #000080;\">Fulfillment of tasks of the perspective plan of development of a scientific direction &#8220;Social sciences&#8221; Sumy State University &#8211; <a href=\"https:\/\/essuir.sumdu.edu.ua\/handle\/123456789\/96000\" target=\"_blank\" rel=\"noopener\">Establishing patterns of socio-economic transformations in the conditions of digitalization of social relations<\/a> (state registration number 0121U112685), 2023;<\/span><\/p><p><span style=\"color: #000080;\"><a href=\"https:\/\/essuir.sumdu.edu.ua\/handle\/123456789\/95534\" target=\"_blank\" rel=\"noopener\">Formation of a toolkit for unshadowing the Ukrainian economy based on causal modeling of financial intermediaries&#8217; interaction trajectories<\/a> (state registration number 0120U100473), 2022;<\/span><\/p><p><span style=\"color: #000080;\"><a href=\"https:\/\/essuir.sumdu.edu.ua\/handle\/123456789\/95273\" target=\"_blank\" rel=\"noopener\">Data mining for countering cyber fraud and money laundering in the context of digitalization of the financial sector of the Ukrainian economy<\/a> (state registration number 0121U100467), 2021\u20132023;<\/span><\/p><p><span style=\"color: #000080;\"><a href=\"https:\/\/essuir.sumdu.edu.ua\/handle\/123456789\/95248\" target=\"_blank\" rel=\"noopener\">Green investing: cointegration model of transmission ESG effects in the chain &#8220;green brand of Ukraine &#8211; social responsibility of business&#8221;<\/a> (state registration number 0121U100468), 2021\u20132023;<\/span><\/p><p><span style=\"color: #000080;\"><a href=\"https:\/\/essuir.sumdu.edu.ua\/handle\/123456789\/87398\" target=\"_blank\" rel=\"noopener\">The mechanism of synergetic interaction of economic policy instruments as a driver of stabilization of economic sectors in the context of growing vulnerabilities due to the COVID-19 pandemic<\/a> (state registration number 0120U104765), 2020\u20132021.<\/span><\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-23910\" class=\"elementor-tab-title\" data-tab=\"10\" role=\"button\" aria-controls=\"elementor-tab-content-23910\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><svg class=\"e-font-icon-svg e-fas-caret-right\" viewBox=\"0 0 192 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M0 384.662V127.338c0-17.818 21.543-26.741 34.142-14.142l128.662 128.662c7.81 7.81 7.81 20.474 0 28.284L34.142 398.804C21.543 411.404 0 402.48 0 384.662z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><svg class=\"elementor-toggle-icon-opened e-font-icon-svg e-fas-caret-up\" viewBox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M288.662 352H31.338c-17.818 0-26.741-21.543-14.142-34.142l128.662-128.662c7.81-7.81 20.474-7.81 28.284 0l128.662 128.662c12.6 12.599 3.676 34.142-14.142 34.142z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">International internships & grants<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-23910\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"10\" role=\"region\" aria-labelledby=\"elementor-tab-title-23910\"><p><span style=\"color: #000080;\">2023: Research internship and professional development programme under the international research project \u201c<a href=\"https:\/\/fintech.biem.sumdu.edu.ua\/wp-content\/uploads\/2023\/11\/liverpul.jpg\">Collaboration for Digitalisation and Digital Transformation of Ukraine<\/a>\u201d funded by UK Research and Innovation in frames of the UK-Ukraine \u201cTwinning Initiative\u201d (01 July \u2013 31 August 2023).<\/span><\/p><p><span style=\"color: #000080;\">2022-2025: 101085364-EU_PITCH-ERASMUS-JMO-2022-HEI-TCH-RSCH \u201c<a href=\"https:\/\/ek.biem.sumdu.edu.ua\/en\/erasmus-jean-monnet\">EU practice on protecting the financial system against cyber threats<\/a>\u201d (direction \u201cJean Monnet Module\u201d) of the EU Erasmus+ program<\/span><\/p><p><span style=\"color: #000080;\">2021-2022: United Nations Development Program in Ukraine \u201cConducting a survey of 800 vulnerable households in 24 regions and the city of Kyiv\u201d (2021-2022)<\/span><\/p><p><span style=\"color: #000080;\">2021: Internship \u00abEuropean grants and projects: experience of Poland\u00bb, AIK Social Innovation Research and Development Centre<\/span><\/p><p><span style=\"color: #000080;\">2017: Internship in Poland<strong> \u00ab<\/strong>Organization of Didactic Process, Educational Programs, Innovative Technologies and Scientific Work in Wy\u017csza Szko\u0142a Biznesu &#8211; National-Louis University\u00bb<\/span><\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-23911\" class=\"elementor-tab-title\" data-tab=\"11\" role=\"button\" aria-controls=\"elementor-tab-content-23911\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><svg class=\"e-font-icon-svg e-fas-caret-right\" viewBox=\"0 0 192 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M0 384.662V127.338c0-17.818 21.543-26.741 34.142-14.142l128.662 128.662c7.81 7.81 7.81 20.474 0 28.284L34.142 398.804C21.543 411.404 0 402.48 0 384.662z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><svg class=\"elementor-toggle-icon-opened e-font-icon-svg e-fas-caret-up\" viewBox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M288.662 352H31.338c-17.818 0-26.741-21.543-14.142-34.142l128.662-128.662c7.81-7.81 20.474-7.81 28.284 0l128.662 128.662c12.6 12.599 3.676 34.142-14.142 34.142z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">Certification training<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-23911\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"11\" role=\"region\" aria-labelledby=\"elementor-tab-title-23911\"><p><span style=\"color: #333399;\">2026: Advanced training in the program &#8220;Integrity in the Modern Educational and Scientific Environment&#8221;. Sumy State University (<a href=\"https:\/\/fintech.biem.sumdu.edu.ua\/wp-content\/uploads\/2026\/03\/2026-pakhnenko-dobrochesnist.pdf\">certificate<\/a>)<\/span><\/p><p><span style=\"color: #333399;\">2025: Advanced training in the program &#8220;Data modeling: applied tools for scientists&#8221;. Sumy State University (<a href=\"https:\/\/fintech.biem.sumdu.edu.ua\/wp-content\/uploads\/2025\/12\/svidotstvo_pakh.png\">certificate<\/a>)<\/span><\/p><p><span style=\"color: #333399;\">2025: Seminar &#8220;The Financial Sector of Ukraine Today: Regulatory Changes, Systemic Risks and Lending Development&#8221;. National Bank of Ukraine, 27.11.2025 (<a href=\"https:\/\/fintech.biem.sumdu.edu.ua\/wp-content\/uploads\/2025\/12\/seminar-nbu-2025.pdf\">Certificate<\/a>)<\/span><\/p><p><span style=\"color: #333399;\">2025: Advanced training in the program &#8220;Analytics in Microsoft Excel for decision making&#8221;. Sumy State University (<a href=\"https:\/\/fintech.biem.sumdu.edu.ua\/wp-content\/uploads\/2025\/10\/2025-pk-excel.pdf\">certificate<\/a>)<\/span><\/p><p><span style=\"color: #333399;\">2025: Advanced training in the program &#8220;Support for educational programs and quality assurance: practical aspects of accreditation&#8221;. Sumy State University (<a href=\"https:\/\/fintech.biem.sumdu.edu.ua\/wp-content\/uploads\/2025\/02\/2025-pk-pakhnenko.pdf\">certificate<\/a>)<\/span><\/p><p><span style=\"color: #333399;\">2022: Courses Power BI for Business Users (<a href=\"https:\/\/fintech.biem.sumdu.edu.ua\/wp-content\/uploads\/2022\/11\/photo_5202213725384328469_y.jpg\">Certificate<\/a>), Power BI: Data Modeling (<a href=\"https:\/\/fintech.biem.sumdu.edu.ua\/wp-content\/uploads\/2022\/11\/photo_5202213725384328470_y.jpg\">Certificate<\/a>) by DATA bi<\/span><\/p><p><span style=\"color: #333399;\">2022: Payment security intensive for adults by Raisa Fedorovska (November 8-11, 2022), EMA Academy, National Bank of Ukraine (<a href=\"https:\/\/fintech.biem.sumdu.edu.ua\/wp-content\/uploads\/2022\/11\/znimok-ekrana-2022-11-19-095322.jpg\">certificate<\/a>)<\/span><\/p><p><span style=\"color: #333399;\">2020: Mass open online course \u00abData Visualization\u00bb, Prometheus (<a href=\"https:\/\/fintech.biem.sumdu.edu.ua\/wp-content\/uploads\/2021\/04\/1-pidvyshchennia-kvalifikatsii-2020.pdf\">certificate<\/a>)<\/span><\/p><p><span style=\"color: #333399;\">2019: Internship in the Regional Branch of \u201cIndustrialbank\u201d in Sumy, 25 Nov. 2019 \u2013 20 Dec. 2019 (<a href=\"https:\/\/fintech.biem.sumdu.edu.ua\/wp-content\/uploads\/2021\/04\/2-stazhuvannia-2019.jpg\">certificate<\/a>)<\/span><\/p><p><span style=\"color: #333399;\">2017: Advanced training in the program &#8220;Electronic tools and distance learning technologies&#8221;. Sumy State University<\/span><\/p><p><span style=\"color: #333399;\">2017: Internship \u00abOrganization of Didactic Process, Educational Programs, Innovative Technologies and Scientific Work in Wy\u017csza Szko\u0142a Biznesu National-Louis University\u00bb, Nowy Sacz, Poland<\/span><\/p><p><span style=\"color: #333399;\">2012: <a href=\"https:\/\/fintech.biem.sumdu.edu.ua\/wp-content\/uploads\/2021\/04\/5-sertyfikat-movnoi-osvity.pdf\">Certificate in language education<\/a>. Level \u04211, FCE (First Certificate in English), Cambridge English Language Assessment<\/span><\/p><p><span style=\"color: #333399;\">2011-2012: Advanced training &#8220;Improvement of methods and technology of teaching in higher education&#8221;. State Higher Educational Institution &#8220;Ukrainian Academy of Banking of the National Bank of Ukraine&#8221;<\/span><\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-23912\" class=\"elementor-tab-title\" data-tab=\"12\" role=\"button\" aria-controls=\"elementor-tab-content-23912\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><svg class=\"e-font-icon-svg e-fas-caret-right\" viewBox=\"0 0 192 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M0 384.662V127.338c0-17.818 21.543-26.741 34.142-14.142l128.662 128.662c7.81 7.81 7.81 20.474 0 28.284L34.142 398.804C21.543 411.404 0 402.48 0 384.662z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><svg class=\"elementor-toggle-icon-opened e-font-icon-svg e-fas-caret-up\" viewBox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M288.662 352H31.338c-17.818 0-26.741-21.543-14.142-34.142l128.662-128.662c7.81-7.81 20.474-7.81 28.284 0l128.662 128.662c12.6 12.599 3.676 34.142-14.142 34.142z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">Awards<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-23912\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"12\" role=\"region\" aria-labelledby=\"elementor-tab-title-23912\"><p><span style=\"color: #000080;\">2021: Financial literacy trainer certificate for active participation in the international financial awareness campaign &#8220;Global Money Week 2021&#8221;, National Bank of Ukraine (<a href=\"https:\/\/fintech.biem.sumdu.edu.ua\/wp-content\/uploads\/2021\/11\/pakhnenko.jpg\">Certificate<\/a>)<\/span><\/p><p><span style=\"color: #000080;\">2019: 2nd place in the All-Ukrainian competition for the use of own mobile devices in the educational process in the nomination &#8220;Effective use of existing software products&#8221; (<a href=\"https:\/\/fintech.biem.sumdu.edu.ua\/wp-content\/uploads\/2021\/04\/10-dyplom-nahorody.pdf\">Diploma<\/a>)<\/span><\/p><p><span style=\"color: #000080;\">2018: 1st place in the competition of pedagogical innovations in the nomination &#8220;Implementation of innovative teaching methods in classroom work&#8221;<\/span><\/p><p><span style=\"color: #000080;\">2018: 3rd place in the competition of pedagogical innovations in the nomination &#8220;Innovations in the organization of additional educational services&#8221;<\/span><\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-23913\" class=\"elementor-tab-title\" data-tab=\"13\" role=\"button\" aria-controls=\"elementor-tab-content-23913\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><svg class=\"e-font-icon-svg e-fas-caret-right\" viewBox=\"0 0 192 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M0 384.662V127.338c0-17.818 21.543-26.741 34.142-14.142l128.662 128.662c7.81 7.81 7.81 20.474 0 28.284L34.142 398.804C21.543 411.404 0 402.48 0 384.662z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><svg class=\"elementor-toggle-icon-opened e-font-icon-svg e-fas-caret-up\" viewBox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M288.662 352H31.338c-17.818 0-26.741-21.543-14.142-34.142l128.662-128.662c7.81-7.81 20.474-7.81 28.284 0l128.662 128.662c12.6 12.599 3.676 34.142-14.142 34.142z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">Other activities<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-23913\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"13\" role=\"region\" aria-labelledby=\"elementor-tab-title-23913\"><ul><li><span style=\"color: #000080;\">Lecturer of the international virtual mobility project &#8220;<a href=\"https:\/\/fintech.biem.sumdu.edu.ua\/wp-content\/uploads\/2023\/09\/pakhnenko-virtual-mobility.pdf\">Challenges and opportunities of economic development in the digital era<\/a>&#8221; (October 31-December 13, 2022)<\/span><\/li><li><span style=\"color: #000080;\">Lecturer of the international online course \u201c<a href=\"https:\/\/biem.sumdu.edu.ua\/start-mizhnarodnogo-e-kursu-z-ekonomiky-kiberbezpeky-vid-sumdu-dlya-studentiv-universytetu-binghem-nigeriya\">Cyber Security Economics<\/a>\u201d for students of Bingham University, Nigeria (2021)<\/span><\/li><li><span style=\"color: #000080;\">Coordinator of the <a href=\"https:\/\/biem.sumdu.edu.ua\/global-money-week\">Global Money Week<\/a> project at Sumy State University, 2018-2021 (<a href=\"https:\/\/fintech.biem.sumdu.edu.ua\/wp-content\/uploads\/2021\/04\/11-dyplom-initsiatyva-roku.jpg\">Diploma &#8220;Initiative of the Year&#8221;<\/a>)<\/span><\/li><li><span style=\"color: #000080;\">Co-developer of the open online course &#8220;Financial Literacy for Schoolchildren&#8221; on the <a href=\"https:\/\/examenarium.sumdu.edu.ua\/\" target=\"_blank\" rel=\"noopener\">Examenarium<\/a> platform<\/span><\/li><li><span style=\"color: #000080;\">Member of the editorial board of the &#8220;<a href=\"https:\/\/visnyk.fem.sumdu.edu.ua\/uk\/redkolehiia\" target=\"_blank\" rel=\"noopener\">Bulletin of Sumy State University. Economy series<\/a>&#8220;<\/span><\/li><li><span style=\"color: #000080;\">Member of the European Marketing and Management Association, <a href=\"https:\/\/fintech.biem.sumdu.edu.ua\/wp-content\/uploads\/2021\/11\/olena-pakhnenko-eummas.pdf\">Certificate of Membership<\/a><\/span><\/li><li><span style=\"color: #000080;\">Member of NGOs &#8220;<a href=\"https:\/\/fintech.biem.sumdu.edu.ua\/dijalnist-za-specialnistju-u-formi-uchasti-u-gromadskih-ob-iednannjah\">Banking Academy<\/a>&#8220;, &#8220;Council of Young Scientists&#8221;<\/span><\/li><\/ul><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Olena Pakhnenko PhD in Economics, Associate Professor Contact information:Cabinet: \u041a2-313 E-mail:\u00a0o.pakhnenko@biem.sumdu.edu.uaFacebook:\u00a0https:\/\/www.facebook.com\/lena.pakhnenko Scientific profiles:ScopusAuthorID: 56669966100ORCID: 0000-0002-4703-4078ResearcherID: P-3394-2014Google Scholar Education: Ukrainian Academy of Banking of the National Bank of Ukraine, master\u2019s degree in Finance (2009) Scientific degrees and academic titles PhD in Economic, specialty \u201cMoney, Finance and Credit\u201d (2012) Associate Professor of Finance, Banking and Insurance (2018) [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":42089,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":"","_wp_rev_ctl_limit":""},"class_list":["post-42191","page","type-page","status-publish","has-post-thumbnail","hentry"],"publishpress_future_action":{"enabled":false,"date":"2026-04-24 21:02:34","action":"change-status","newStatus":"draft","terms":[],"taxonomy":"translation_priority","extraData":[]},"publishpress_future_workflow_manual_trigger":{"enabledWorkflows":[]},"_links":{"self":[{"href":"https:\/\/fintech.biem.sumdu.edu.ua\/en\/wp-json\/wp\/v2\/pages\/42191","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/fintech.biem.sumdu.edu.ua\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/fintech.biem.sumdu.edu.ua\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/fintech.biem.sumdu.edu.ua\/en\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/fintech.biem.sumdu.edu.ua\/en\/wp-json\/wp\/v2\/comments?post=42191"}],"version-history":[{"count":33,"href":"https:\/\/fintech.biem.sumdu.edu.ua\/en\/wp-json\/wp\/v2\/pages\/42191\/revisions"}],"predecessor-version":[{"id":65324,"href":"https:\/\/fintech.biem.sumdu.edu.ua\/en\/wp-json\/wp\/v2\/pages\/42191\/revisions\/65324"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/fintech.biem.sumdu.edu.ua\/en\/wp-json\/wp\/v2\/media\/42089"}],"wp:attachment":[{"href":"https:\/\/fintech.biem.sumdu.edu.ua\/en\/wp-json\/wp\/v2\/media?parent=42191"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}